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| Wichita | | Individuals who have 30-year | | First Party Insurance: Insurance which |
| Slidell | | mortgages might want to consider a | | applies to coverage for the insured's |
| Westbury | | 30-year term to ensure that the house | | own property or person. Contrast with |
| Lincoln | | is protected throughout the period of | | Third Party Insurance. |
| Wichita Falls | | the loan. | | |
| Pensacola | | | | Business: In Property, Liability, and |
| Jonesboro | | At InsWeb, you can compare free | | Health lines, it usually refers to the |
| New Orleans | | online insurance quotes from many of | | volume of premiums. |
| Baltimore | | the nations leading insurance | | |
| Lansing | | companies. | | Domestic Insurer (or Company): An |
| Reading | | | | insurer formed under the laws of the |
| Rapid City | | If you have noticed that your auto | | state in which the insurance is written. |
| Youngstown | | insurance rates are still increasing | | |
| Franklin | | with each renewal, or even have not | | License: A certification of authority for |
| Athens | | gone down even though you have a | | an agent or insurer to operate, given |
| Cookeville | | great driving record, this lower pricing | | by the appropriate jurisdiction. |
| Yuma | | trend makes it more important then | | |
| Winter Park | | ever that you shop around for auto | | Sole Proprietorship: A business |
| Macon | | insurance. | | enterprise owned by one person who |
| St. Paul | | | | is its manager and employee. |
| Goldsboro | | Life insurance, specifically Term Life, | | |
| Corpus Christi | | is arguably one of the best values in | | Collusion: An agreement, usually |
| Glendale | | the entire financial services arena. | | secret, between two or more persons |
| Bay City | | Where else can you go and get | | to defraud or deprive another or |
| Denver | | hundreds of thousands of dollars in | | others of their property or rights. |
| Rockford | | protection for literally pennies per | | |
| Corpus Christi | | day? Rates for Term Life insurance | | Admitted (or Allowed) Assets: Assets |
| Thousand Oaks | | remain at all-time lows, and now is the | | whose values are permitted by state |
| Grand Junction | | time to lock in the best prices. | | law to be included in the annual |
| Turlock | | | | statement of the insurer. |
| Venice | | If you decide to cancel your policy | | |
| Little Rock | | (after acquiring new coverage) | | Mandatory Valuation Reserve: A |
| Portsmouth | | outside of the 30-day period, you may | | reserve required by a state law to |
| Lawton | | have to pay a fee or penalty. | | offset any declines in the valuation of |
| Cleveland | | However, you may still save money | | securities listed as admitted assets. |
| Joliet | | after paying the fee if your new policy | | |
| Winter Park | | affords you significant savings. So | | |
| Hendersonville | | while it is best to wait until your | | |
| Palm Harbor | | receive your renewal notice, you CAN | | |
| Columbus | | cancel your policy at any time. | | |
