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| Yuma | | Individuals who have 30-year | | Brokerage Business: Business |
| Edmond | | mortgages might want to consider a | | offered to an insurer by a broker. This |
| Bakersfield | | 30-year term to ensure that the house | | is sometimes called excess or |
| New York | | is protected throughout the period of | | surplus business. |
| Olympia | | the loan. | | |
| Worcester | | | | Initial Premium: An amount paid at the |
| Dothan | | Life insurance, specifically Term Life, | | inception of an insurance contract, |
| Erie | | is arguably one of the best values in | | usually subject to adjustment at the |
| Shreveport | | the entire financial services arena. | | end of the policy period. |
| Glendale | | Where else can you go and get | | |
| El Paso | | hundreds of thousands of dollars in | | Effective Date: The date on which the |
| Fort Wayne | | protection for literally pennies per | | protection of an insurance policy or |
| Beaumont | | day? Rates for Term Life insurance | | bond goes into effect. |
| Staten Island | | remain at all-time lows, and now is the | | |
| Biloxi | | time to lock in the best prices. | | Public Adjuster: An insurance adjuster |
| Stuart | | | | who represents an insured on a fee |
| Chattanooga | | Shopping around is the best way to | | basis in claims settlement. Contrast |
| Charlotte | | save money on your insurance. | | with Independent Adjuster. |
