| | | | |
|
| Cherry Hill | | Healthy people have the best | | Burning Ratio: The ratio of losses |
| Silver Spring | | mortality risks and thus are much | | suffered to the amount of insurance in |
| Pompano Beach | | cheaper for companies to insure. This | | effect. |
| Los Angeles | | translates into lower rates for the | | |
| Louisville | | Super Preferred customer than | | Valuation Clause: A clause stating the |
| Union | | someone with higher risk factors such | | value of items for insurance |
| Denton | | as a heart condition, cancer or | | purposes, making it a valued policy. |
| New Orleans | | diabetes. Conversely, if you were | | |
| Richmond | | unhealthy when you acquired your | | Tabular Plan: A retrospective rating |
| Wichita | | policy, and your health has now | | plan, which uses tables to furnish the |
| Syracuse | | improved, it might be time to shop for | | various values for the rating formula. |
| Florissant | | a new policy, as your rates are likely | | |
| St. Paul | | to be lower. | | Professional Insurance Agents |
| Spring Hill | | | | Association: A trade association of |
| Independence | | People who are trying to quit | | mutual insurance agents. |
| Lawton | | smoking, for example, might be best | | |
| Salem | | suited purchasing a shorter term (and | | Amendment: A formal document |
| Rome | | then replacing it with a longer term | | which corrects or revises an |
| Dearborn | | policy when they qualify for | | insurance master policy. |
| Englewood | | non-tobacco prices). | | |
| Portland | | | | Insurance Examiner: The |
| Englewood | | The quickest and easiest way to | | representative of a state insurance |
| Fort Wayne | | shop for new insurance is by | | department assigned to participate in |
| Boston | | comparing rates at InsWebs online | | the official audit and examination of |
| Ocala | | marketplace. If you do it the | | an insurer. |
| Costa Mesa | | old-fashioned way (by calling or | | |
| Scottsdale | | visiting multiple agents or insurance | | Building Code: This refers to |
| Cookeville | | companies) it could take up a huge | | municipal or other governmental |
| Belleville | | chunk of your time, which no one | | ordinances regulating the type of |
| Coral Springs | | wants or needs. By completing | | construction of buildings within its |
| Midland | | InsWebs online application, you will | | jurisdiction. |
| Asheville | | have rates to compare to your old | | |
| Durham | | ones within minutes! | | Insurance Policy: The printed form |
| Ann Arbor | | | | which serves as the contract between |
| Kansas City | | | | an insurer and an insured. |
