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| Macon | | People who are trying to quit | | Producer: A term applied to an agent, |
| Elkhart | | smoking, for example, might be best | | solicitor or other person who sells |
| Clearwater | | suited purchasing a shorter term (and | | insurance. |
| Boise | | then replacing it with a longer term | | |
| Orange | | policy when they qualify for | | Single Limit: Any insurance coverage |
| Harlingen | | non-tobacco prices). | | which is expressed as a single |
| Lafayette | | | | amount of insurance, or a single limit |
| Williamsburg | | Everyone has different needs, and | | of liability. Contrast with Split Limit. |
| Macon | | not one size fits all when it comes to | | |
| Corona | | term life insurance. While it may make | | American Risk and Insurance |
| Palm Harbor | | sense for people in their 30s and 40s | | Association: An association of |
| Syracuse | | to secure a 20-year term length, a | | insurance educators and others |
| Johnstown | | 10-year term might be more | | interested in insurance study and |
| Florence | | appropriate for someone nearing | | research. |
| Reno | | retirement. | | |
| Reading | | | | Claim: A demand made by the |
| Trenton | | If you decide to cancel your policy | | insured, or the insured's beneficiary, |
| Cincinnati | | (after acquiring new coverage) | | for payment of the benefits provided |
| Greeley | | outside of the 30-day period, you may | | by the contract. |
| Fairfax | | have to pay a fee or penalty. | | |
| Pueblo | | However, you may still save money | | Fictitious Groups: Groups formed |
| Oxnard | | after paying the fee if your new policy | | primarily for the purpose of buying |
| Quincy | | affords you significant savings. So | | insurance. Under the law such groups |
| Englewood | | while it is best to wait until your | | may not be underwritten. |
| Orange | | receive your renewal notice, you CAN | | |
| Lake Charles | | cancel your policy at any time. | | Convention Values: Values assigned |
| Corona | | | | to insurers' assets in the convention |
| Long Beach | | If you have noticed that your auto | | blank. |
| Franklin | | insurance rates are still increasing | | |
| Spartanburg | | with each renewal, or even have not | | Retrospective Premium: The final |
| Huntsville | | gone down even though you have a | | premium in a retrospective rating |
| Colorado Springs | | great driving record, this lower pricing | | plan. See Retrospective Rating. |
| Decatur | | trend makes it more important then | | |
| Washington | | ever that you shop around for auto | | Deficit Carried Forward: The transfer |
| Council Bluffs | | insurance. | | of a debit balance from one |
| Biloxi | | | | accounting period to another. |
