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| Huntington | | At InsWeb, you can compare free | | Capital Sum: The maximum lump sum |
| Bellevue | | online insurance quotes from many of | | payable in the event of accidental |
| Chattanooga | | the nations leading insurance | | death or dismemberment. |
| Turlock | | companies. | | |
| Warren | | | | Initial Premium: An amount paid at the |
| Gainesville | | Make sure you have a new policy in | | inception of an insurance contract, |
| Tallahassee | | place before you cancel your old one | | usually subject to adjustment at the |
| Washington | | to avoid a lapse in coverage. This will | | end of the policy period. |
| Birmingham | | also prevent having to figure out the | | |
| Nashville | | amount of any unused premium that is | | Agent's Balance: A periodic |
| Wilmington | | due to you from your old insurance | | statement of the sums due and owed |
| Lake Charles | | company, or having to spar with your | | to an agent under the agent's contract |
| Clarksville | | agent about exactly when your policy | | with an insurer. |
| Denton | | was cancelled and how much they | | |
| Cambridge | | owe you. | | Absolute Assignment: Assignment by |
| Anaheim | | | | a policy owner of all control of and |
| Wilmington | | Individuals who have 30-year | | rights in the policy to a third party. |
| Davenport | | mortgages might want to consider a | | |
| Rockford | | 30-year term to ensure that the house | | Commercial Lines: This term is used |
| Austin | | is protected throughout the period of | | to refer to insurance for businesses, |
| Greensboro | | the loan. | | professionals, and commercial |
| Boynton Beach | | | | establishments. |
| Clarksville | | Why not take advantage of current | | |
| Newport Beach | | low prices? Many auto insurance | | You/Your: These words are used to |
| Bayside | | consumers are becoming educated | | refer to the named insured in many of |
| Cypress | | on other companies, plans, and rates | | the modernized/personalized policy |
| Turlock | | that are available to them; ones that | | forms. |
| Charlotte | | could afford them significant savings | | |
| Scranton | | on their auto insurance. | | Commingling: An illegal practice |
| Littleton | | | | which occurs when an agent mixes |
| Richmond | | If you have noticed that your auto | | personal funds with the insured's or |
| Shreveport | | insurance rates are still increasing | | insurer's funds. |
| Chula Vista | | with each renewal, or even have not | | |
| Whittier | | gone down even though you have a | | Professional Insurance Agents |
| Goldsboro | | great driving record, this lower pricing | | Association: A trade association of |
| New Port Richey | | trend makes it more important then | | mutual insurance agents. |
| Burbank | | ever that you shop around for auto | | |
| Florissant | | insurance. | | |