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| Bellevue | | The quickest and easiest way to | | Stock Option Plan: Surviving |
| Beaumont | | shop for new insurance is by | | stockholders have the option to |
| Huntington Beach | | comparing rates at InsWebs online | | purchase or not purchase the shares |
| Rochester | | marketplace. If you do it the | | of a deceased stockholder. |
| Escondido | | old-fashioned way (by calling or | | |
| Santa Monica | | visiting multiple agents or insurance | | Agency Company: An insurance |
| Daytona Beach | | companies) it could take up a huge | | company that produces business |
| Monroe | | chunk of your time, which no one | | through an agency network. Contrast |
| Westbury | | wants or needs. By completing | | with Direct Writer. |
| Ogden | | InsWebs online application, you will | | |
| Vancouver | | have rates to compare to your old | | Losses Incurred: The total losses, |
| Fullerton | | ones within minutes! | | whether paid or not, sustained by an |
| Irving | | | | insurer during a given period, e.g., 12 |
| Cookeville | | The best time to switch policies is | | months. |
| Arlington | | within one month of receiving your | | |
| Cambridge | | policy renewal from your current | | Examiner: An employee assigned by |
| Escondido | | insurer. You can typically cancel your | | the state insurance department to |
| Columbia | | policy without any fees or penalties if | | audit insurers' records. |
| Jackson | | you act within this time period. | | |
| Jasper | | | | Accident Year Experience: Measures |
| Kingsport | | Why not take advantage of current | | premiums and losses relating to |
| Jackson | | low prices? Many auto insurance | | accidents which occurred during a |
| Delray Beach | | consumers are becoming educated | | 12-month period. |
| Dubuque | | on other companies, plans, and rates | | |
| Hampton | | that are available to them; ones that | | Authorized Insurer: An insurer |
| Wilmington | | could afford them significant savings | | authorized by the state to transact |
| Salt Lake City | | on their auto insurance. | | business in that state for specific |
| Jacksonville | | | | types of insurance. |
| Worcester | | Shopping around is the best way to | | |
| Tulsa | | save money on your insurance. | | Single Limit: Any insurance coverage |
| Littleton | | | | which is expressed as a single |
| Gainesville | | Life insurance, specifically Term Life, | | amount of insurance, or a single limit |
| Ocala | | is arguably one of the best values in | | of liability. Contrast with Split Limit. |
| Hollywood | | the entire financial services arena. | | |
| Naperville | | Where else can you go and get | | |
| Pembroke Pines | | hundreds of thousands of dollars in | | |
| Louisville | | protection for literally pennies per | | |
| Daytona Beach | | day? Rates for Term Life insurance | | |
| Poughkeepsie | | remain at all-time lows, and now is the | | |
| Spokane | | time to lock in the best prices. | | |