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| Sumter | | While some companies raise their | | Agency Contract (or Agreement): The |
| Boca Raton | | prices based on your actual age, | | document which establishes the legal |
| Springfield | | most companies increase the price of | | relationship between an agent and an |
| Pasadena | | their policies six months before your | | insurer. |
| Coral Springs | | birthday. Its a term called Age | | |
| Rochester | | Nearest in the industry, and that | | Mandatory Valuation Reserve: A |
| Morristown | | half-year price increase could really | | reserve required by a state law to |
| Sacramento | | add up over a 20-year term policy. As | | offset any declines in the valuation of |
| Monroe | | above, the quicker you purchase your | | securities listed as admitted assets. |
| Westbury | | policy the better. | | |
| Jackson | | | | Notice To Company: Written notice to |
| Vineland | | Why not take advantage of current | | an insurer of the occurrence of an |
| Stuart | | low prices? Many auto insurance | | event which a claim is to be based. |
| St. Joseph | | consumers are becoming educated | | |
| Fort Worth | | on other companies, plans, and rates | | Broker of Record: A broker who has |
| Tempe | | that are available to them; ones that | | been designated to handle certain |
| Greensboro | | could afford them significant savings | | insurance contracts for the |
| Midland | | on their auto insurance. | | policyholder. |