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| Huntington | | At InsWeb, you can compare free | | Fictitious Groups: Groups formed |
| Florissant | | online insurance quotes from many of | | primarily for the purpose of buying |
| Walnut Creek | | the nations leading insurance | | insurance. Under the law such groups |
| Fort Smith | | companies. | | may not be underwritten. |
| Decatur | | | | |
| Lake Worth | | If you have noticed that your auto | | Replacement: A new policy written to |
| Springfield | | insurance rates are still increasing | | take the place of one currently in force. |
| Lincoln | | with each renewal, or even have not | | |
| Waterloo | | gone down even though you have a | | Countersignature: The signature of a |
| Oxnard | | great driving record, this lower pricing | | licensed agent or representative on a |
| Miami | | trend makes it more important then | | policy. |
| Sioux City | | ever that you shop around for auto | | |
| Scranton | | insurance. | | Broker-Agent: One acting as an agent |
| Nashville | | | | of one or more insurers and as a |
| Tyler | | Why not take advantage of current | | broker in dealing with one or more |
| Harrisburg | | low prices? Many auto insurance | | other insurers. |
| Lowell | | consumers are becoming educated | | |
| Eugene | | on other companies, plans, and rates | | Shock Loss: A catastrophic loss so |
| Warren | | that are available to them; ones that | | large that it has a material effect on |
| Pueblo | | could afford them significant savings | | the underwriting results of a company. |
| Irvine | | on their auto insurance. | | |
| Colorado Springs | | | | New For Old: Replacing old |
| Longmont | | The quickest and easiest way to | | damaged parts or equipment with |
| Las Cruces | | shop for new insurance is by | | new ones rather than repairing them. |
| Franklin | | comparing rates at InsWebs online | | |
| Anderson | | marketplace. If you do it the | | Broker of Record: A broker who has |
| Fremont | | old-fashioned way (by calling or | | been designated to handle certain |
| West Chester | | visiting multiple agents or insurance | | insurance contracts for the |
| Huntington Beach | | companies) it could take up a huge | | policyholder. |
| Milwaukee | | chunk of your time, which no one | | |
| North Hollywood | | wants or needs. By completing | | Depreciation: A decrease in the value |
| Waco | | InsWebs online application, you will | | of any type of tangible property over |
| Abilene | | have rates to compare to your old | | a period of time resulting from use, |
| Palm Desert | | ones within minutes! | | wear and tear, or obsolescence. |
