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| Quincy | | Healthy people have the best | | Premium Notice: A form notice from |
| Asheville | | mortality risks and thus are much | | an insurer or agency to a policy |
| Dearborn | | cheaper for companies to insure. This | | owner that a premium will be due on a |
| Santa Ana | | translates into lower rates for the | | given date. |
| Clinton Township | | Super Preferred customer than | | |
| Columbus | | someone with higher risk factors such | | Insurance Policy: The printed form |
| Raleigh | | as a heart condition, cancer or | | which serves as the contract between |
| Harlingen | | diabetes. Conversely, if you were | | an insurer and an insured. |
| Abilene | | unhealthy when you acquired your | | |
| Evanston | | policy, and your health has now | | You/Your: These words are used to |
| Baton Rouge | | improved, it might be time to shop for | | refer to the named insured in many of |
| San Diego | | a new policy, as your rates are likely | | the modernized/personalized policy |
| Oklahoma City | | to be lower. | | forms. |
