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| Milwaukee | | If you have noticed that your auto | | Endorsement: A written or printed form |
| White Plains | | insurance rates are still increasing | | attached to the policy which alters |
| Independence | | with each renewal, or even have not | | provisions of the contract. |
| Garland | | gone down even though you have a | | |
| Winter Haven | | great driving record, this lower pricing | | Operating Expense: The expense of |
| Williamsport | | trend makes it more important then | | an insurer other than commissions |
| Sunnyvale | | ever that you shop around for auto | | and taxes. Called " and Insurance |
| Oxnard | | insurance. | | Expense" in the convention statement |
| Palo Alto | | | | blank. |
| Tyler | | The quickest and easiest way to | | |
| Bronx | | shop for new insurance is by | | Absolute Assignment: Assignment by |
| Lima | | comparing rates at InsWebs online | | a policy owner of all control of and |
| Fremont | | marketplace. If you do it the | | rights in the policy to a third party. |
| Albany | | old-fashioned way (by calling or | | |
| Inglewood | | visiting multiple agents or insurance | | Liabilities: Money owed or expected |
| Carlsbad | | companies) it could take up a huge | | to be owed. Insurance company |
| Springfield | | chunk of your time, which no one | | financial statements, for instance, |
| Portsmouth | | wants or needs. By completing | | show assets and liabilities. |
| Muskegon | | InsWebs online application, you will | | |
| Stockton | | have rates to compare to your old | | Admitted (or Allowed) Assets: Assets |
| Whittier | | ones within minutes! | | whose values are permitted by state |
| Eugene | | | | law to be included in the annual |
| Ventura | | If you decide to cancel your policy | | statement of the insurer. |
| Durham | | (after acquiring new coverage) | | |
| Pasadena | | outside of the 30-day period, you may | | FICA. Federal Insurance Contributions |
| Scottsdale | | have to pay a fee or penalty. | | Act: A law imposing a payroll tax to |
| Cedar Rapids | | However, you may still save money | | assist in funding Social Security |
| Frederick | | after paying the fee if your new policy | | benefits. |
| Worcester | | affords you significant savings. So | | |
| Midland | | while it is best to wait until your | | Open Rating: A system whereby a |
| Boston | | receive your renewal notice, you CAN | | state allows an insurer to use rates |
| Oceanside | | cancel your policy at any time. | | without prior approval. |