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| Sioux Falls | | If you have noticed that your auto | | Exclusions: Specific situations, |
| Madison | | insurance rates are still increasing | | conditions, or circumstances that are |
| West Palm Beach | | with each renewal, or even have not | | listed in the contract as being not |
| Southfield | | gone down even though you have a | | covered. |
| Providence | | great driving record, this lower pricing | | |
| Waterloo | | trend makes it more important then | | Net Interest Earned: The average |
| Poughkeepsie | | ever that you shop around for auto | | interest earned by an insurer on its |
| Ogden | | insurance. | | investments after investment expense |
| Kalamazoo | | | | but before federal income taxes. |
| Hollywood | | Individuals who have 30-year | | |
| Providence | | mortgages might want to consider a | | Coding: A method of putting |
| Texarkana | | 30-year term to ensure that the house | | information into a numerical form for |
| Lubbock | | is protected throughout the period of | | statistical use. Most information on |
| Downey | | the loan. | | policies is coded and then put into |
| Waterloo | | | | reports. |
| Hattiesburg | | Why not take advantage of current | | |
| Davenport | | low prices? Many auto insurance | | Endorsement: A written or printed form |
| Long Beach | | consumers are becoming educated | | attached to the policy which alters |
| Ogden | | on other companies, plans, and rates | | provisions of the contract. |
| Lexington | | that are available to them; ones that | | |
| Venice | | could afford them significant savings | | Absolute Assignment: Assignment by |
| Cookeville | | on their auto insurance. | | a policy owner of all control of and |
| Spartanburg | | | | rights in the policy to a third party. |
| St. Paul | | The quickest and easiest way to | | |
| Gulfport | | shop for new insurance is by | | Index Bureau Experience: A measure |
| Costa Mesa | | comparing rates at InsWebs online | | of losses relating to claims reported |
| Poughkeepsie | | marketplace. If you do it the | | through a claim office during a |
| Springfield | | old-fashioned way (by calling or | | 12-month period. |
| Lawrenceville | | visiting multiple agents or insurance | | |
| Palm Harbor | | companies) it could take up a huge | | Premium: The price of insurance |
| Gainesville | | chunk of your time, which no one | | protection for a specified risk for a |
| Los Angeles | | wants or needs. By completing | | specified period of time. |
| Delray Beach | | InsWebs online application, you will | | |
| Pompano Beach | | have rates to compare to your old | | Amendment: A formal document |
| Pasadena | | ones within minutes! | | which corrects or revises an |
| Harrisburg | | | | insurance master policy. |