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| Pasadena | | The quickest and easiest way to | | Interline Endorsement: Commercial |
| Green Bay | | shop for new insurance is by | | endorsements that apply, or could |
| Syracuse | | comparing rates at InsWebs online | | apply, to more than one coverage |
| Oxnard | | marketplace. If you do it the | | part of a package policy. |
| Waco | | old-fashioned way (by calling or | | |
| Fall River | | visiting multiple agents or insurance | | Agent's Balance: A periodic |
| Peoria | | companies) it could take up a huge | | statement of the sums due and owed |
| Littleton | | chunk of your time, which no one | | to an agent under the agent's contract |
| Cedar Rapids | | wants or needs. By completing | | with an insurer. |
| Dallas | | InsWebs online application, you will | | |
| Scranton | | have rates to compare to your old | | Absolute Assignment: Assignment by |
| Bloomington | | ones within minutes! | | a policy owner of all control of and |
| Columbia | | | | rights in the policy to a third party. |
| Canton | | Healthy people have the best | | |
| Columbus | | mortality risks and thus are much | | Leasehold: An agreement which |
| St. Louis | | cheaper for companies to insure. This | | gives a person the right to use and |
| Fall River | | translates into lower rates for the | | occupy property. |
| Thousand Oaks | | Super Preferred customer than | | |
| Oxnard | | someone with higher risk factors such | | American Risk and Insurance |
| New York | | as a heart condition, cancer or | | Association: An association of |
| Boston | | diabetes. Conversely, if you were | | insurance educators and others |
| Bronx | | unhealthy when you acquired your | | interested in insurance study and |
| Trenton | | policy, and your health has now | | research. |
| Huntsville | | improved, it might be time to shop for | | |
| Spring Hill | | a new policy, as your rates are likely | | Domestic Insurer (or Company): An |
| Duluth | | to be lower. | | insurer formed under the laws of the |
| Kansas City | | | | state in which the insurance is written. |
| Milwaukee | | Life insurance, specifically Term Life, | | |
| West Chester | | is arguably one of the best values in | | FICA. Federal Insurance Contributions |
| Fullerton | | the entire financial services arena. | | Act: A law imposing a payroll tax to |
| Topeka | | Where else can you go and get | | assist in funding Social Security |
| Rome | | hundreds of thousands of dollars in | | benefits. |
| Las Cruces | | protection for literally pennies per | | |
| Allentown | | day? Rates for Term Life insurance | | Tabular Plan: A retrospective rating |
| Boulder | | remain at all-time lows, and now is the | | plan, which uses tables to furnish the |
| Belleville | | time to lock in the best prices. | | various values for the rating formula. |
