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| Inglewood | | Individuals who have 30-year | | FICA. Federal Insurance Contributions |
| Rochester | | mortgages might want to consider a | | Act: A law imposing a payroll tax to |
| Oakland | | 30-year term to ensure that the house | | assist in funding Social Security |
| Valdosta | | is protected throughout the period of | | benefits. |
| Seattle | | the loan. | | |
| Colorado Springs | | | | Partnership: A business enterprise |
| Kingsport | | If you decide to cancel your policy | | owned and operated by two or more |
| Yuma | | (after acquiring new coverage) | | persons for the purpose of generating |
| San Francisco | | outside of the 30-day period, you may | | business income and profits. |
| Rapid City | | have to pay a fee or penalty. | | |
| Tucson | | However, you may still save money | | Incurred Expense: Expenses not yet |
| Bloomington | | after paying the fee if your new policy | | paid. Can also include paid |
| Durham | | affords you significant savings. So | | expenses in some accounting |
| Goldsboro | | while it is best to wait until your | | systems. |
| Ogden | | receive your renewal notice, you CAN | | |
| Portsmouth | | cancel your policy at any time. | | Endorsement: A written or printed form |
| Overland Park | | | | attached to the policy which alters |
| Cypress | | Healthy people have the best | | provisions of the contract. |
| North Hollywood | | mortality risks and thus are much | | |
| Whittier | | cheaper for companies to insure. This | | Gross Line: The total limit accepted |
| Memphis | | translates into lower rates for the | | by an insurer on an individual risk, |
| Portsmouth | | Super Preferred customer than | | including the amount to be reinsured. |
| Winter Park | | someone with higher risk factors such | | |
| Biloxi | | as a heart condition, cancer or | | Gain and Loss Exhibit: The portion of |
| Erie | | diabetes. Conversely, if you were | | the convention blank which |
| St. Joseph | | unhealthy when you acquired your | | represents an analysis of gains, |
| Fort Wayne | | policy, and your health has now | | losses, and surplus during an |
| Eugene | | improved, it might be time to shop for | | accounting period. |
| Kansas City | | a new policy, as your rates are likely | | |
| Kalamazoo | | to be lower. | | Authorized Insurer: An insurer |
| Vero Beach | | | | authorized by the state to transact |
| Minneapolis | | If you have noticed that your auto | | business in that state for specific |
| Decatur | | insurance rates are still increasing | | types of insurance. |
| Dayton | | with each renewal, or even have not | | |
| San Diego | | gone down even though you have a | | |
| Naperville | | great driving record, this lower pricing | | |
| Texarkana | | trend makes it more important then | | |
| Longview | | ever that you shop around for auto | | |
| Yonkers | | insurance. | | |
