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| Davenport | | Why not take advantage of current | | Cash Flow Underwriting: The use of |
| Toms River | | low prices? Many auto insurance | | rating and premium collection |
| Roanoke | | consumers are becoming educated | | techniques by insurance companies |
| Jackson | | on other companies, plans, and rates | | to maximize interest earnings on |
| Bradenton | | that are available to them; ones that | | premiums. |
| Burbank | | could afford them significant savings | | |
| Norwalk | | on their auto insurance. | | Amendment: A formal document |
| Trenton | | | | which corrects or revises an |
| Palm Harbor | | Make sure you have a new policy in | | insurance master policy. |
| New York | | place before you cancel your old one | | |
| Milwaukee | | to avoid a lapse in coverage. This will | | Insolvent Insurer: An insurer which is |
| Hampton | | also prevent having to figure out the | | unable to meet its financial |
| Boston | | amount of any unused premium that is | | obligations. |
| Lafayette | | due to you from your old insurance | | |
| Dearborn | | company, or having to spar with your | | Fiduciary: A person holding the funds |
| Troy | | agent about exactly when your policy | | or property of another in a position of |
| Odessa | | was cancelled and how much they | | trust. An example would be the |
| Burbank | | owe you. | | executor of an estate. |