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| Downey | | At InsWeb, you can compare free | | Agent's License: A certificate of |
| Bayside | | online insurance quotes from many of | | authority from the state which permits |
| Athens | | the nations leading insurance | | the agent to conduct business. |
| Baton Rouge | | companies. | | |
| Baton Rouge | | | | Losses Incurred: The total losses, |
| Boca Raton | | If you decide to cancel your policy | | whether paid or not, sustained by an |
| Columbus | | (after acquiring new coverage) | | insurer during a given period, e.g., 12 |
| Jackson | | outside of the 30-day period, you may | | months. |
| Walnut Creek | | have to pay a fee or penalty. | | |
| Dayton | | However, you may still save money | | Endorsement: A written or printed form |
| Oxnard | | after paying the fee if your new policy | | attached to the policy which alters |
| Englewood | | affords you significant savings. So | | provisions of the contract. |
| Pembroke Pines | | while it is best to wait until your | | |
| Bloomington | | receive your renewal notice, you CAN | | Fictitious Groups: Groups formed |
| Toledo | | cancel your policy at any time. | | primarily for the purpose of buying |
| Roanoke | | | | insurance. Under the law such groups |
| Fresno | | While some companies raise their | | may not be underwritten. |
| Roanoke | | prices based on your actual age, | | |
| Slidell | | most companies increase the price of | | Claim Expense: The expense of |
| Davenport | | their policies six months before your | | adjusting a claim, such as |
| Sarasota | | birthday. Its a term called Age | | investigation and attorneys' fees. It |
| Flint | | Nearest in the industry, and that | | does not include the cost of the claim |
| Tallahassee | | half-year price increase could really | | itself. |
| Hemet | | add up over a 20-year term policy. As | | |
| Lancaster | | above, the quicker you purchase your | | Foreign Insurer: An insurer domiciled |
| Vero Beach | | policy the better. | | in a state of the United States other |
| Daytona Beach | | | | than the one in which the insured's |
| Omaha | | The quickest and easiest way to | | insurance is written. |
| Dearborn | | shop for new insurance is by | | |
| Cincinnati | | comparing rates at InsWebs online | | Will Ride: Coverage that remains in |
| Lexington | | marketplace. If you do it the | | effect regardless of the geographical |
| Chattanooga | | old-fashioned way (by calling or | | location in which a loss occurs. |
| Vineland | | visiting multiple agents or insurance | | |
| Torrance | | companies) it could take up a huge | | Legislative Risk: A risk faced by |
| Fresno | | chunk of your time, which no one | | investors whereby changes in tax |
| Canton | | wants or needs. By completing | | laws can result in adverse effects on |
| Cape Coral | | InsWebs online application, you will | | the individual's investment results. |
| Ogden | | have rates to compare to your old | | |
| Youngstown | | ones within minutes! | | |
