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| San Francisco | | At InsWeb, you can compare free | | Admitted (or Allowed) Assets: Assets |
| Littleton | | online insurance quotes from many of | | whose values are permitted by state |
| Burbank | | the nations leading insurance | | law to be included in the annual |
| Bay City | | companies. | | statement of the insurer. |
| Indianapolis | | | | |
| Riverside | | The quickest and easiest way to | | Partial Loss: A loss covered by an |
| Sunnyvale | | shop for new insurance is by | | insurance policy which does not |
| Sacramento | | comparing rates at InsWebs online | | completely destroy or render |
| Naples | | marketplace. If you do it the | | worthless the insured property. |
| Schaumburg | | old-fashioned way (by calling or | | |
| Worcester | | visiting multiple agents or insurance | | Liabilities: Money owed or expected |
| St. Paul | | companies) it could take up a huge | | to be owed. Insurance company |
| Morristown | | chunk of your time, which no one | | financial statements, for instance, |
| Indianapolis | | wants or needs. By completing | | show assets and liabilities. |
| Reading | | InsWebs online application, you will | | |
| Fort Myers | | have rates to compare to your old | | Broker-Agent: One acting as an agent |
| York | | ones within minutes! | | of one or more insurers and as a |
| Kansas City | | | | broker in dealing with one or more |
| Colorado Springs | | We offer quotes for auto insurance, | | other insurers. |
| Joliet | | life insurance, homeowners | | |
| Clearwater | | insurance, health insurance, term life | | Retail Credit Company: The former |
| Chesapeake | | insurance and more. | | name of Equifax, a credit reporting |
| Alexandria | | | | organization. See Equifax. |
| St. Joseph | | Healthy people have the best | | |
| Tallahassee | | mortality risks and thus are much | | Legislative Risk: A risk faced by |
| Canton | | cheaper for companies to insure. This | | investors whereby changes in tax |
| Newark | | translates into lower rates for the | | laws can result in adverse effects on |
| Racine | | Super Preferred customer than | | the individual's investment results. |
| Bethlehem | | someone with higher risk factors such | | |
| Bradenton | | as a heart condition, cancer or | | Effective Date: The date on which the |
| Lafayette | | diabetes. Conversely, if you were | | protection of an insurance policy or |
| Johnstown | | unhealthy when you acquired your | | bond goes into effect. |
| Augusta | | policy, and your health has now | | |
| Salt Lake City | | improved, it might be time to shop for | | Public Adjuster: An insurance adjuster |
| Columbus | | a new policy, as your rates are likely | | who represents an insured on a fee |
| Seattle | | to be lower. | | basis in claims settlement. Contrast |
| Decatur | | | | with Independent Adjuster. |
