| | | | |
|
| Hattiesburg | | Shopping around is the best way to | | Replacement: A new policy written to |
| Stockbridge | | save money on your insurance. | | take the place of one currently in force. |
| Tampa | | | | |
| Wichita Falls | | At InsWeb, you can compare free | | Interstate Carrier: A transportation |
| Las Vegas | | online insurance quotes from many of | | company which does business |
| North Hollywood | | the nations leading insurance | | across state lines. |
| Escondido | | companies. | | |
| Miami | | | | Admitted (or Allowed) Assets: Assets |
| North Hollywood | | People who are trying to quit | | whose values are permitted by state |
| Jasper | | smoking, for example, might be best | | law to be included in the annual |
| Chicago | | suited purchasing a shorter term (and | | statement of the insurer. |
| Abilene | | then replacing it with a longer term | | |
| Slidell | | policy when they qualify for | | Flat Cancellation: A policy which is |
| Longview | | non-tobacco prices). | | cancelled upon its effective date. |
| Austin | | | | Usually under a flat cancellation no |
| Bloomington | | Everyone has different needs, and | | premium charge is made. |
| Asheville | | not one size fits all when it comes to | | |
| Portsmouth | | term life insurance. While it may make | | Brick Veneer Construction: Refers to |
| Wichita | | sense for people in their 30s and 40s | | a building where the outside walls are |
| Greeley | | to secure a 20-year term length, a | | constructed of wood with a facing of a |
| Cleveland | | 10-year term might be more | | single layer of brick. |
| Nashville | | appropriate for someone nearing | | |
| Lake Charles | | retirement. | | Brokerage Business: Business |
| Edmond | | | | offered to an insurer by a broker. This |
| Modesto | | While some companies raise their | | is sometimes called excess or |
| Kansas City | | prices based on your actual age, | | surplus business. |
| Boynton Beach | | most companies increase the price of | | |
| Cranston | | their policies six months before your | | Valuation Clause: A clause stating the |
| Spokane | | birthday. Its a term called Age | | value of items for insurance |
| Lawrenceville | | Nearest in the industry, and that | | purposes, making it a valued policy. |
| Lexington | | half-year price increase could really | | |
| Dubuque | | add up over a 20-year term policy. As | | Malicious Mischief: Similar to |
| Stuart | | above, the quicker you purchase your | | vandalism. Purposely damaging the |
| Wichita Falls | | policy the better. | | rights or property of another. |