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| Baton Rouge | | Life insurance, specifically Term Life, | | Partnership Entity: The partnership |
| Waterloo | | is arguably one of the best values in | | considered as an entity and not in |
| Fort Myers | | the entire financial services arena. | | terms of its individual part-owners. |
| Chesapeake | | Where else can you go and get | | |
| Flushing | | hundreds of thousands of dollars in | | Deflation: An economic period |
| Long Beach | | protection for literally pennies per | | characterized by falling prices, high |
| Owensboro | | day? Rates for Term Life insurance | | unemployment and a generally |
| Cincinnati | | remain at all-time lows, and now is the | | sluggish or slow economy. |
| Grand Rapids | | time to lock in the best prices. | | |
| Warren | | | | Multi-Peril Policies: Policies which |
| Fayetteville | | People who are trying to quit | | cover a number of perils, such as fire, |
| Palm Desert | | smoking, for example, might be best | | burglary, and liability, in a single |
| Orange Park | | suited purchasing a shorter term (and | | contract. |
| Stockton | | then replacing it with a longer term | | |
| Scottsdale | | policy when they qualify for | | Exclusion: A contractual provision that |
| Englewood | | non-tobacco prices). | | denies coverage for certain perils, |
| Cookeville | | | | persons, property, or locations. |
| Huntington | | The quickest and easiest way to | | |
| Union | | shop for new insurance is by | | Operating Expense: The expense of |
| Jacksonville | | comparing rates at InsWebs online | | an insurer other than commissions |
| Stockton | | marketplace. If you do it the | | and taxes. Called " and Insurance |
| Dearborn | | old-fashioned way (by calling or | | Expense" in the convention statement |
| Vancouver | | visiting multiple agents or insurance | | blank. |
| Plano | | companies) it could take up a huge | | |
| Palo Alto | | chunk of your time, which no one | | Time Limits: The limits of time within |
| Silver Spring | | wants or needs. By completing | | which notice of a claim and proof of a |
| Portland | | InsWebs online application, you will | | loss must be submitted. |
| St. Joseph | | have rates to compare to your old | | |
| Whittier | | ones within minutes! | | Admitted Company: An insurance |
| Virginia Beach | | | | company authorized and licensed to |
| Orlando | | Individuals who have 30-year | | do business in a given state. |
| Elkhart | | mortgages might want to consider a | | |
| Evansville | | 30-year term to ensure that the house | | Building Code: This refers to |
| Johnstown | | is protected throughout the period of | | municipal or other governmental |
| Albany | | the loan. | | ordinances regulating the type of |
| Corpus Christi | | | | construction of buildings within its |
| Waterloo | | | | jurisdiction. |