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| Panama City | | Make sure you have a new policy in | | We/Us/Our: These words are used to |
| Albany | | place before you cancel your old one | | refer to the insurer in many of the |
| Albany | | to avoid a lapse in coverage. This will | | modernized/personalized policy |
| Canton | | also prevent having to figure out the | | forms recently introduced. |
| Pasadena | | amount of any unused premium that is | | |
| Roanoke | | due to you from your old insurance | | Liquidity: The ability of an insurer to |
| Greeley | | company, or having to spar with your | | convert its assets into cash to pay |
| Monroe | | agent about exactly when your policy | | claims if necessary. |
| Phoenix | | was cancelled and how much they | | |
| Stockton | | owe you. | | Overlapping Insurance: Coverage |
| Union | | | | from two or more policies or insurers |
| Austin | | The best time to switch policies is | | which duplicates coverage of certain |
| Pittsburgh | | within one month of receiving your | | risks. |
| Cedar Rapids | | policy renewal from your current | | |
| Valdosta | | insurer. You can typically cancel your | | Single Limit: Any insurance coverage |
| Florence | | policy without any fees or penalties if | | which is expressed as a single |
| Nashua | | you act within this time period. | | amount of insurance, or a single limit |
| White Plains | | | | of liability. Contrast with Split Limit. |
| Naples | | Individuals who have 30-year | | |
| Columbus | | mortgages might want to consider a | | Accident: An unplanned event, |
| Sunnyvale | | 30-year term to ensure that the house | | unexpected and undesigned, which |
| Tampa | | is protected throughout the period of | | occurs suddenly and at a definite |
| Daytona Beach | | the loan. | | place. |
