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| Corona | | The best time to switch policies is | | Capital Sum: The maximum lump sum |
| Muncie | | within one month of receiving your | | payable in the event of accidental |
| Rockville | | policy renewal from your current | | death or dismemberment. |
| Chandler | | insurer. You can typically cancel your | | |
| Ventura | | policy without any fees or penalties if | | You/Your: These words are used to |
| Dubuque | | you act within this time period. | | refer to the named insured in many of |
| Dearborn | | | | the modernized/personalized policy |
| Raleigh | | We offer quotes for auto insurance, | | forms. |
| Baton Rouge | | life insurance, homeowners | | |
| Wilmington | | insurance, health insurance, term life | | Net Loss: The amount of loss |
| Berkeley | | insurance and more. | | sustained by an insurer after giving |
| Quincy | | | | effect to all applicable reinsurance, |
| Fremont | | Why not take advantage of current | | salvage, and subrogation recoveries. |
| San Jose | | low prices? Many auto insurance | | |
| Longwood | | consumers are becoming educated | | Authorized Insurer: An insurer |
| Jonesboro | | on other companies, plans, and rates | | authorized by the state to transact |
| Mountain View | | that are available to them; ones that | | business in that state for specific |
| Chula Vista | | could afford them significant savings | | types of insurance. |
| Fort Smith | | on their auto insurance. | | |
| Rockford | | | | Equity: The money value of an |
| Anderson | | Shopping around is the best way to | | insurance company that is over and |
| Portland | | save money on your insurance. | | above its liabilities. Liabilities include |
| North Hollywood | | | | almost all of its reserves. |
| Mountain View | | At InsWeb, you can compare free | | |
| Winter Haven | | online insurance quotes from many of | | Initial Premium: An amount paid at the |
| Lubbock | | the nations leading insurance | | inception of an insurance contract, |
| Lansing | | companies. | | usually subject to adjustment at the |
| Portland | | | | end of the policy period. |
| Boca Raton | | The quickest and easiest way to | | |
| Texarkana | | shop for new insurance is by | | Basic Rate: The manual rate from |
| Cambridge | | comparing rates at InsWebs online | | which discounts are taken or to which |
| Flushing | | marketplace. If you do it the | | charges are added to reflect the |
| Lawton | | old-fashioned way (by calling or | | individual circumstances of a risk. |
| Oceanside | | visiting multiple agents or insurance | | |
| Toledo | | companies) it could take up a huge | | |
| Lexington | | chunk of your time, which no one | | |
| Clearwater | | wants or needs. By completing | | |
| Ventura | | InsWebs online application, you will | | |
| Quincy | | have rates to compare to your old | | |
| Jackson | | ones within minutes! | | |
