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| Grand Prairie | | Individuals who have 30-year | | Standard Industry Code (SIC): This is |
| Indianapolis | | mortgages might want to consider a | | a coding system which assigns |
| Hemet | | 30-year term to ensure that the house | | separate codes for different types of |
| Irving | | is protected throughout the period of | | industries. |
| Manchester | | the loan. | | |
| Orlando | | | | Losses Incurred: The total losses, |
| Sumter | | We offer quotes for auto insurance, | | whether paid or not, sustained by an |
| Shreveport | | life insurance, homeowners | | insurer during a given period, e.g., 12 |
| Chicago | | insurance, health insurance, term life | | months. |
| Seattle | | insurance and more. | | |
| Sunnyvale | | | | Monoline Policy: Any insurance |
| Philadelphia | | Shopping around is the best way to | | coverage written as a single line |
| Gaithersburg | | save money on your insurance. | | policy. Contrast with Multiple Line or |
| San Diego | | | | Package policy. |
| Eugene | | People who are trying to quit | | |
| Fort Worth | | smoking, for example, might be best | | Claim Expense: The expense of |
| Scranton | | suited purchasing a shorter term (and | | adjusting a claim, such as |
| Jacksonville | | then replacing it with a longer term | | investigation and attorneys' fees. It |
| Florence | | policy when they qualify for | | does not include the cost of the claim |
| Albany | | non-tobacco prices). | | itself. |
