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| Madison | | Shopping around is the best way to | | Notice of Cancellation: Written notice |
| Lake Charles | | save money on your insurance. | | by an insurer of intent to cancel |
| Buffalo | | | | insurance, or written notice by an |
| Phoenix | | We offer quotes for auto insurance, | | insured requesting cancellation. |
| Irving | | life insurance, homeowners | | |
| Springfield | | insurance, health insurance, term life | | Premium Receipt: The receipt given |
| San Francisco | | insurance and more. | | a policy owner for the payment of a |
| San Jose | | | | premium. |
| Houston | | Everyone has different needs, and | | |
| Jackson | | not one size fits all when it comes to | | Provisional Rate: Tentative rates, |
| Henderson | | term life insurance. While it may make | | premiums or commissions that are |
| Scottsdale | | sense for people in their 30s and 40s | | subject to subsequent adjustment. |
| Fort Wayne | | to secure a 20-year term length, a | | See Commission and Premium. |
| Costa Mesa | | 10-year term might be more | | |
| Council Bluffs | | appropriate for someone nearing | | Tariff Rate: A rate established by a |
| Fayetteville | | retirement. | | rating organization, which comes from |
| Boston | | | | the tables, schedules and rules found |
| Muskegon | | The best time to switch policies is | | in the tariff of rates. |
| Duluth | | within one month of receiving your | | |
| Knoxville | | policy renewal from your current | | Short Rate Premium: The premium |
| Green Bay | | insurer. You can typically cancel your | | required for issuing a policy for a |
| Fresno | | policy without any fees or penalties if | | period less than its normal term. |
| Poughkeepsie | | you act within this time period. | | |
| Chandler | | | | Adjustment Bureau: A firm organized |
| St. Joseph | | Why not take advantage of current | | to provide adjustment services to |
| Denver | | low prices? Many auto insurance | | insurers not wishing to create their |
| Wilmington | | consumers are becoming educated | | own claims division. |
| Grand Junction | | on other companies, plans, and rates | | |
| Toms River | | that are available to them; ones that | | Approved: The condition which exists |
| Hemet | | could afford them significant savings | | when the person or object to be |
| Pittsburgh | | on their auto insurance. | | insured meets the underwriting |
| Springfield | | | | standards of the insurer. |
| Williamsport | | While some companies raise their | | |
| Orange | | prices based on your actual age, | | Premium Notice: A form notice from |
| Charlotte | | most companies increase the price of | | an insurer or agency to a policy |
| Fullerton | | their policies six months before your | | owner that a premium will be due on a |
| Pasadena | | birthday. Its a term called Age | | given date. |
| Edison | | Nearest in the industry, and that | | |
| Houma | | half-year price increase could really | | |
| Arlington | | add up over a 20-year term policy. As | | |
| Akron | | above, the quicker you purchase your | | |
| Jacksonville | | policy the better. | | |
