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| Scranton | | Individuals who have 30-year | | Submitted Business: Applications for |
| Long Beach | | mortgages might want to consider a | | insurance submitted to an insurer but |
| Tampa | | 30-year term to ensure that the house | | not yet acted upon by it. |
| High Point | | is protected throughout the period of | | |
| Toledo | | the loan. | | Operating Expense: The expense of |
| Berkeley | | | | an insurer other than commissions |
| Rapid City | | The best time to switch policies is | | and taxes. Called " and Insurance |
| Denver | | within one month of receiving your | | Expense" in the convention statement |
| Clinton Township | | policy renewal from your current | | blank. |
| Cambridge | | insurer. You can typically cancel your | | |
| Stockbridge | | policy without any fees or penalties if | | Notice of Cancellation: Written notice |
| Lake Worth | | you act within this time period. | | by an insurer of intent to cancel |
| Spring Hill | | | | insurance, or written notice by an |
| Biloxi | | We offer quotes for auto insurance, | | insured requesting cancellation. |
| Norwalk | | life insurance, homeowners | | |
| Fort Myers | | insurance, health insurance, term life | | Agent's Balance: A periodic |
| Chesapeake | | insurance and more. | | statement of the sums due and owed |
| Panama City | | | | to an agent under the agent's contract |
| Owensboro | | Why not take advantage of current | | with an insurer. |
| Harlingen | | low prices? Many auto insurance | | |
| El Cajon | | consumers are becoming educated | | Expense Allowance: A compensation |
| Oxnard | | on other companies, plans, and rates | | paid to an insurance agent in excess |
| Muskegon | | that are available to them; ones that | | of prescribed commissions. |
| San Bernardino | | could afford them significant savings | | |
| Boulder | | on their auto insurance. | | Domestic Insurer (or Company): An |
| Pembroke Pines | | | | insurer formed under the laws of the |
| Franklin | | At InsWeb, you can compare free | | state in which the insurance is written. |
| Olympia | | online insurance quotes from many of | | |
| Coral Springs | | the nations leading insurance | | Minimum Premium: The smallest |
| Williamsport | | companies. | | amount of premium for which an |
| Chula Vista | | | | insurer will issue coverage under a |
| Oklahoma City | | Make sure you have a new policy in | | given policy. |
| Fort Lauderdale | | place before you cancel your old one | | |
| Columbus | | to avoid a lapse in coverage. This will | | Line of Business: The classification of |
| New Port Richey | | also prevent having to figure out the | | business as utilized in the insurance |
| Johnstown | | amount of any unused premium that is | | industry, e.g., Fire, Allied Lines and |
| Elkhart | | due to you from your old insurance | | Homeowners. |
| Tampa | | company, or having to spar with your | | |
| Fremont | | agent about exactly when your policy | | |
| Clinton Township | | was cancelled and how much they | | |
| Jackson | | owe you. | | |
