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| Wichita Falls | | If you decide to cancel your policy | | Operating Expense: The expense of |
| Littleton | | (after acquiring new coverage) | | an insurer other than commissions |
| Pensacola | | outside of the 30-day period, you may | | and taxes. Called " and Insurance |
| Detroit | | have to pay a fee or penalty. | | Expense" in the convention statement |
| Minneapolis | | However, you may still save money | | blank. |
| Lansing | | after paying the fee if your new policy | | |
| Bronx | | affords you significant savings. So | | Premises: The particular location of |
| Springfield | | while it is best to wait until your | | property or a portion thereof as |
| Pueblo | | receive your renewal notice, you CAN | | designated in a policy. |
| New Port Richey | | cancel your policy at any time. | | |
| Santa Clara | | | | Interline Endorsement: Commercial |
| Charlotte | | People who are trying to quit | | endorsements that apply, or could |
| Warren | | smoking, for example, might be best | | apply, to more than one coverage |
| Columbia | | suited purchasing a shorter term (and | | part of a package policy. |
| Garland | | then replacing it with a longer term | | |
| Charlotte | | policy when they qualify for | | Valued: Relating to an agreement by |
| Tempe | | non-tobacco prices). | | an insurer to pay a specified amount |
| Warwick | | | | of money to or on behalf of the |
| Dallas | | While some companies raise their | | insured upon occurrence of a defined |
| New Port Richey | | prices based on your actual age, | | loss. |
| Chesapeake | | most companies increase the price of | | |
| Las Cruces | | their policies six months before your | | Dual Life Stock Company: A stock |
| Syracuse | | birthday. Its a term called Age | | Life insurer issuing both participating |
| Hendersonville | | Nearest in the industry, and that | | and nonparticipating policy contracts. |
| Odessa | | half-year price increase could really | | |
| Fall River | | add up over a 20-year term policy. As | | Legislative Risk: A risk faced by |
| Myrtle Beach | | above, the quicker you purchase your | | investors whereby changes in tax |
| Bronx | | policy the better. | | laws can result in adverse effects on |
| Arlington | | | | the individual's investment results. |
| Bayside | | Individuals who have 30-year | | |
| Norwalk | | mortgages might want to consider a | | Approved: The condition which exists |
| Flushing | | 30-year term to ensure that the house | | when the person or object to be |
| Union | | is protected throughout the period of | | insured meets the underwriting |
| Fayetteville | | the loan. | | standards of the insurer. |