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| Morristown | | Make sure you have a new policy in | | Exclusions: Specific situations, |
| Des Moines | | place before you cancel your old one | | conditions, or circumstances that are |
| West Palm Beach | | to avoid a lapse in coverage. This will | | listed in the contract as being not |
| Cookeville | | also prevent having to figure out the | | covered. |
| Spartanburg | | amount of any unused premium that is | | |
| Lake Charles | | due to you from your old insurance | | Insurance Examiner: The |
| San Francisco | | company, or having to spar with your | | representative of a state insurance |
| Odessa | | agent about exactly when your policy | | department assigned to participate in |
| Lawton | | was cancelled and how much they | | the official audit and examination of |
| Inglewood | | owe you. | | an insurer. |