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| Boca Raton | | Everyone has different needs, and | | Net Interest Earned: The average |
| Plano | | not one size fits all when it comes to | | interest earned by an insurer on its |
| San Diego | | term life insurance. While it may make | | investments after investment expense |
| Rochester | | sense for people in their 30s and 40s | | but before federal income taxes. |
| Alexandria | | to secure a 20-year term length, a | | |
| Yonkers | | 10-year term might be more | | Foreign Insurer: An insurer domiciled |
| Quincy | | appropriate for someone nearing | | in a state of the United States other |
| Grand Rapids | | retirement. | | than the one in which the insured's |
| Vero Beach | | | | insurance is written. |
| Birmingham | | If you decide to cancel your policy | | |
| Quincy | | (after acquiring new coverage) | | Commercial Lines: This term is used |
| Boynton Beach | | outside of the 30-day period, you may | | to refer to insurance for businesses, |
| Columbia | | have to pay a fee or penalty. | | professionals, and commercial |
| St. Joseph | | However, you may still save money | | establishments. |
| Sacramento | | after paying the fee if your new policy | | |
| Englewood | | affords you significant savings. So | | Convention Values: Values assigned |
| Oxnard | | while it is best to wait until your | | to insurers' assets in the convention |
| Decatur | | receive your renewal notice, you CAN | | blank. |
| Jackson | | cancel your policy at any time. | | |
| Venice | | | | Policy Period (or Term): The period |
| Delray Beach | | Shopping around is the best way to | | during which the policy contract |
| Scranton | | save money on your insurance. | | affords protection, e.g., six months or |
| San Jose | | | | one or three years. |
| South Bend | | At InsWeb, you can compare free | | |
| Bay City | | online insurance quotes from many of | | Sole Proprietorship: A business |
| St. Louis | | the nations leading insurance | | enterprise owned by one person who |
| Palo Alto | | companies. | | is its manager and employee. |