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| Columbia | | The best time to switch policies is | | Sole Proprietorship: A business |
| Flushing | | within one month of receiving your | | enterprise owned by one person who |
| Springfield | | policy renewal from your current | | is its manager and employee. |
| Fayetteville | | insurer. You can typically cancel your | | |
| Independence | | policy without any fees or penalties if | | Captive Agent: One who sells |
| Saginaw | | you act within this time period. | | insurance for only one company as |
| Santa Clara | | | | opposed to an agent who represents |
| Bellevue | | Why not take advantage of current | | several companies. |
| Dearborn | | low prices? Many auto insurance | | |
| Panama City | | consumers are becoming educated | | Retail Credit Company: The former |
| San Jose | | on other companies, plans, and rates | | name of Equifax, a credit reporting |
| Jonesboro | | that are available to them; ones that | | organization. See Equifax. |
| Salem | | could afford them significant savings | | |
| Biloxi | | on their auto insurance. | | Partnership: A business enterprise |
| Irvine | | | | owned and operated by two or more |
| Erie | | While some companies raise their | | persons for the purpose of generating |
| Reading | | prices based on your actual age, | | business income and profits. |
| Sioux Falls | | most companies increase the price of | | |
| Lawton | | their policies six months before your | | Brokerage Business: Business |
| Rome | | birthday. Its a term called Age | | offered to an insurer by a broker. This |
| Kansas City | | Nearest in the industry, and that | | is sometimes called excess or |
| Ocala | | half-year price increase could really | | surplus business. |
| Manchester | | add up over a 20-year term policy. As | | |
| Berkeley | | above, the quicker you purchase your | | Adjustment Bureau: A firm organized |
| Shreveport | | policy the better. | | to provide adjustment services to |
| Morristown | | | | insurers not wishing to create their |
| Stockton | | Shopping around is the best way to | | own claims division. |
| Kansas City | | save money on your insurance. | | |
| Lowell | | | | Agent's Balance: A periodic |
| Tucson | | At InsWeb, you can compare free | | statement of the sums due and owed |
| Poughkeepsie | | online insurance quotes from many of | | to an agent under the agent's contract |
| Palm Desert | | the nations leading insurance | | with an insurer. |
| Allentown | | companies. | | |
| Quincy | | | | Buy-Back" Deductible: A deductible |
| Johnstown | | | | which may be eliminated for an |
| Independence | | | | additional premium in order to |
| Waterloo | | | | provide "first-dollar" coverage. |
