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| Lexington | | If you decide to cancel your policy | | Borderline Risk: An insurance |
| Clearwater | | (after acquiring new coverage) | | prospect of doubtful quality from an |
| Henderson | | outside of the 30-day period, you may | | underwriting point of view. |
| Albuquerque | | have to pay a fee or penalty. | | |
| Midland | | However, you may still save money | | Agent's License: A certificate of |
| Duluth | | after paying the fee if your new policy | | authority from the state which permits |
| Mesa | | affords you significant savings. So | | the agent to conduct business. |
| Silver Spring | | while it is best to wait until your | | |
| Independence | | receive your renewal notice, you CAN | | Will Ride: Coverage that remains in |
| Dothan | | cancel your policy at any time. | | effect regardless of the geographical |
| Schaumburg | | | | location in which a loss occurs. |
| Las Cruces | | While some companies raise their | | |
| Westbury | | prices based on your actual age, | | Short-Term Policy: A policy written for |
| Edison | | most companies increase the price of | | a period of less time than is normal for |
| Berkeley | | their policies six months before your | | that type of policy. |
| Canton | | birthday. Its a term called Age | | |
| Acworth | | Nearest in the industry, and that | | Overlapping Insurance: Coverage |
| Bloomington | | half-year price increase could really | | from two or more policies or insurers |
| Palo Alto | | add up over a 20-year term policy. As | | which duplicates coverage of certain |
| Inglewood | | above, the quicker you purchase your | | risks. |
| Columbia | | policy the better. | | |
| Amarillo | | | | Premium Notice: A form notice from |
| Palo Alto | | Everyone has different needs, and | | an insurer or agency to a policy |
| Zanesville | | not one size fits all when it comes to | | owner that a premium will be due on a |
| Conroe | | term life insurance. While it may make | | given date. |
| Corona | | sense for people in their 30s and 40s | | |
| Lakeland | | to secure a 20-year term length, a | | Brick Veneer Construction: Refers to |
| South Bend | | 10-year term might be more | | a building where the outside walls are |
| Santa Rosa | | appropriate for someone nearing | | constructed of wood with a facing of a |
| Pueblo | | retirement. | | single layer of brick. |