| | | | |
|
| Sterling Heights | | We offer quotes for auto insurance, | | Exclusion: A contractual provision that |
| Schaumburg | | life insurance, homeowners | | denies coverage for certain perils, |
| Poughkeepsie | | insurance, health insurance, term life | | persons, property, or locations. |
| Clinton Township | | insurance and more. | | |
| Syracuse | | | | Underwriters Laboratories, Inc. (UL): A |
| Sacramento | | Individuals who have 30-year | | testing laboratory for manufactured |
| Johnson City | | mortgages might want to consider a | | items to determine their safety |
| Lakewood | | 30-year term to ensure that the house | | propensities. |
| Greensboro | | is protected throughout the period of | | |
| Canton | | the loan. | | Agency: An insurance sales office |
| Williamsburg | | | | which is directed by a agent, |
| Schaumburg | | While some companies raise their | | manager, independent agent, or |
| Anderson | | prices based on your actual age, | | company manager. |
| Staten Island | | most companies increase the price of | | |
| Inglewood | | their policies six months before your | | Admitted (or Allowed) Assets: Assets |
| Stockton | | birthday. Its a term called Age | | whose values are permitted by state |
| Houston | | Nearest in the industry, and that | | law to be included in the annual |
| Montgomery | | half-year price increase could really | | statement of the insurer. |
| Chattanooga | | add up over a 20-year term policy. As | | |
| White Plains | | above, the quicker you purchase your | | Standard Industry Code (SIC): This is |
| Jackson | | policy the better. | | a coding system which assigns |
| Denver | | | | separate codes for different types of |
| Vero Beach | | People who are trying to quit | | industries. |
| Bayside | | smoking, for example, might be best | | |
| Lakeland | | suited purchasing a shorter term (and | | Premium: The price of insurance |
| Fort Wayne | | then replacing it with a longer term | | protection for a specified risk for a |
| Waterloo | | policy when they qualify for | | specified period of time. |
| Newport Beach | | non-tobacco prices). | | |
| Pasadena | | | | Coding: A method of putting |
| Arlington | | Why not take advantage of current | | information into a numerical form for |
| Asheville | | low prices? Many auto insurance | | statistical use. Most information on |
| San Francisco | | consumers are becoming educated | | policies is coded and then put into |
| San Bernardino | | on other companies, plans, and rates | | reports. |
| Texarkana | | that are available to them; ones that | | |
| Alexandria | | could afford them significant savings | | |
| Omaha | | on their auto insurance. | | |
