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| Jacksonville | | If you decide to cancel your policy | | Stock Option Plan: Surviving |
| Bakersfield | | (after acquiring new coverage) | | stockholders have the option to |
| Decatur | | outside of the 30-day period, you may | | purchase or not purchase the shares |
| Franklin | | have to pay a fee or penalty. | | of a deceased stockholder. |
| Santa Clara | | However, you may still save money | | |
| South Bend | | after paying the fee if your new policy | | Coding: A method of putting |
| Toms River | | affords you significant savings. So | | information into a numerical form for |
| Newark | | while it is best to wait until your | | statistical use. Most information on |
| Biloxi | | receive your renewal notice, you CAN | | policies is coded and then put into |
| Ventura | | cancel your policy at any time. | | reports. |