| | | | |
|
| Jacksonville | | The best time to switch policies is | | Captive Agent: One who sells |
| Tucson | | within one month of receiving your | | insurance for only one company as |
| Norfolk | | policy renewal from your current | | opposed to an agent who represents |
| Duluth | | insurer. You can typically cancel your | | several companies. |
| Killeen | | policy without any fees or penalties if | | |
| Nashua | | you act within this time period. | | Notice To Company: Written notice to |
| Denver | | | | an insurer of the occurrence of an |
| Springfield | | Make sure you have a new policy in | | event which a claim is to be based. |
| Yonkers | | place before you cancel your old one | | |
| Oakland | | to avoid a lapse in coverage. This will | | Independent Agent: An agent |
| Detroit | | also prevent having to figure out the | | operating as an independent |
| Coral Springs | | amount of any unused premium that is | | contractor under the independent |
| Thousand Oaks | | due to you from your old insurance | | agency system. |
| Las Vegas | | company, or having to spar with your | | |
| Tyler | | agent about exactly when your policy | | Deficit Carried Forward: The transfer |
| Jackson | | was cancelled and how much they | | of a debit balance from one |
| Longwood | | owe you. | | accounting period to another. |
