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| Norfolk | | At InsWeb, you can compare free | | Deflation: An economic period |
| Norfolk | | online insurance quotes from many of | | characterized by falling prices, high |
| Cleveland | | the nations leading insurance | | unemployment and a generally |
| Indianapolis | | companies. | | sluggish or slow economy. |
| Trenton | | | | |
| Stuart | | Shopping around is the best way to | | Agent's Balance: A periodic |
| St. Louis | | save money on your insurance. | | statement of the sums due and owed |
| Jersey City | | | | to an agent under the agent's contract |
| Melbourne | | Make sure you have a new policy in | | with an insurer. |
| Jacksonville | | place before you cancel your old one | | |
| St. Joseph | | to avoid a lapse in coverage. This will | | Effective Date: The date on which the |
| Muncie | | also prevent having to figure out the | | protection of an insurance policy or |
| Spokane | | amount of any unused premium that is | | bond goes into effect. |
| Fort Lauderdale | | due to you from your old insurance | | |
| Beaumont | | company, or having to spar with your | | Level Commission System: A system |
| Santa Monica | | agent about exactly when your policy | | of commissions in which the first year |
| Wichita Falls | | was cancelled and how much they | | and all renewal commissions are the |
| Lincoln | | owe you. | | same percentage of the premium. |