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| Durham | | While some companies raise their | | Brokerage Business: Business |
| Saginaw | | prices based on your actual age, | | offered to an insurer by a broker. This |
| Los Angeles | | most companies increase the price of | | is sometimes called excess or |
| Norwalk | | their policies six months before your | | surplus business. |
| Midland | | birthday. Its a term called Age | | |
| Denver | | Nearest in the industry, and that | | Theory of Probability: The |
| Cookeville | | half-year price increase could really | | mathematical principle upon which |
| Miami | | add up over a 20-year term policy. As | | insurance is based. |
| Glendale | | above, the quicker you purchase your | | |
| Olympia | | policy the better. | | Broker-Agent: One acting as an agent |
| Shreveport | | | | of one or more insurers and as a |
| Denton | | If you have noticed that your auto | | broker in dealing with one or more |
| Alameda | | insurance rates are still increasing | | other insurers. |
| Fort Wayne | | with each renewal, or even have not | | |
| Detroit | | gone down even though you have a | | Producer: A term applied to an agent, |
| Denver | | great driving record, this lower pricing | | solicitor or other person who sells |
| San Francisco | | trend makes it more important then | | insurance. |
| Colorado Springs | | ever that you shop around for auto | | |
| Pompano Beach | | insurance. | | Admitted (or Allowed) Assets: Assets |
| Sioux City | | | | whose values are permitted by state |
| South Bend | | We offer quotes for auto insurance, | | law to be included in the annual |
| Lowell | | life insurance, homeowners | | statement of the insurer. |
| Little Rock | | insurance, health insurance, term life | | |
| Winter Park | | insurance and more. | | Premises: The particular location of |
| Flint | | | | property or a portion thereof as |
| Irvine | | Shopping around is the best way to | | designated in a policy. |
| Newark | | save money on your insurance. | | |
| Rockville | | | | Will Ride: Coverage that remains in |
| Macon | | At InsWeb, you can compare free | | effect regardless of the geographical |
| Berkeley | | online insurance quotes from many of | | location in which a loss occurs. |
| Dothan | | the nations leading insurance | | |
| Nashville | | companies. | | Agent's License: A certificate of |
| Kingsport | | | | authority from the state which permits |
| Lake Charles | | If you decide to cancel your policy | | the agent to conduct business. |
| Albany | | (after acquiring new coverage) | | |
| Vancouver | | outside of the 30-day period, you may | | |
| Chandler | | have to pay a fee or penalty. | | |
| Costa Mesa | | However, you may still save money | | |
| Arlington | | after paying the fee if your new policy | | |
| Reno | | affords you significant savings. So | | |
| Tallahassee | | while it is best to wait until your | | |
| Acworth | | receive your renewal notice, you CAN | | |
| Overland Park | | cancel your policy at any time. | | |
