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| Columbus | | While some companies raise their | | Leasehold: An agreement which |
| Council Bluffs | | prices based on your actual age, | | gives a person the right to use and |
| Rockville | | most companies increase the price of | | occupy property. |
| Springfield | | their policies six months before your | | |
| Decatur | | birthday. Its a term called Age | | Divided Cover: The placing of |
| Clarksville | | Nearest in the industry, and that | | insurance on a given subject or |
| Peoria | | half-year price increase could really | | object with more than one insurer. |
| Omaha | | add up over a 20-year term policy. As | | |
| Riverside | | above, the quicker you purchase your | | Agent's License: A certificate of |
| Stuart | | policy the better. | | authority from the state which permits |
| Lexington | | | | the agent to conduct business. |
| Lancaster | | Shopping around is the best way to | | |
| Alpharetta | | save money on your insurance. | | Submitted Business: Applications for |
| Schaumburg | | | | insurance submitted to an insurer but |
| Springfield | | At InsWeb, you can compare free | | not yet acted upon by it. |
| Wichita | | online insurance quotes from many of | | |
| Downey | | the nations leading insurance | | Countersignature: The signature of a |
| North Hollywood | | companies. | | licensed agent or representative on a |
| Rockford | | | | policy. |
| Reading | | The quickest and easiest way to | | |
| Syracuse | | shop for new insurance is by | | Single Limit: Any insurance coverage |
| Stamford | | comparing rates at InsWebs online | | which is expressed as a single |
| Des Moines | | marketplace. If you do it the | | amount of insurance, or a single limit |
| Wichita Falls | | old-fashioned way (by calling or | | of liability. Contrast with Split Limit. |
| Dubuque | | visiting multiple agents or insurance | | |
| Billings | | companies) it could take up a huge | | Deficit Carried Forward: The transfer |
| Metairie | | chunk of your time, which no one | | of a debit balance from one |
| Southfield | | wants or needs. By completing | | accounting period to another. |
| Nashville | | InsWebs online application, you will | | |
| Riverside | | have rates to compare to your old | | Policy Period (or Term): The period |
| San Francisco | | ones within minutes! | | during which the policy contract |
| Fort Wayne | | | | affords protection, e.g., six months or |
| Dubuque | | If you have noticed that your auto | | one or three years. |
| Elkhart | | insurance rates are still increasing | | |
| Yonkers | | with each renewal, or even have not | | |
| Goldsboro | | gone down even though you have a | | |
| Tyler | | great driving record, this lower pricing | | |
| Biloxi | | trend makes it more important then | | |
| Muncie | | ever that you shop around for auto | | |
| Hot Springs | | insurance. | | |
