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| Columbia | | While some companies raise their | | Producer: A term applied to an agent, |
| Boise | | prices based on your actual age, | | solicitor or other person who sells |
| Grand Junction | | most companies increase the price of | | insurance. |
| West Palm Beach | | their policies six months before your | | |
| Melbourne | | birthday. Its a term called Age | | Earned Income: The money |
| Johnson City | | Nearest in the industry, and that | | individuals earn as a result of working |
| Orlando | | half-year price increase could really | | at some job or occupation for which |
| Tyler | | add up over a 20-year term policy. As | | they are paid a salary. |
| Santa Barbara | | above, the quicker you purchase your | | |
| Evansville | | policy the better. | | Interline Endorsement: Commercial |
| Jacksonville | | | | endorsements that apply, or could |
| Columbia | | The quickest and easiest way to | | apply, to more than one coverage |
| Vancouver | | shop for new insurance is by | | part of a package policy. |
| Yuma | | comparing rates at InsWebs online | | |
| Norwalk | | marketplace. If you do it the | | Insurance to Value: Insurance written |
| Lexington | | old-fashioned way (by calling or | | in an amount approximating the value |
| Huntington Beach | | visiting multiple agents or insurance | | of the property insured. |
| Toms River | | companies) it could take up a huge | | |
| Austin | | chunk of your time, which no one | | Broker-Agent: One acting as an agent |
| Fayetteville | | wants or needs. By completing | | of one or more insurers and as a |
| Asheville | | InsWebs online application, you will | | broker in dealing with one or more |
| Reno | | have rates to compare to your old | | other insurers. |
| Waterloo | | ones within minutes! | | |
| Cedar Rapids | | | | Substandard Risk: A risk not |
| Council Bluffs | | At InsWeb, you can compare free | | measuring up to underwriting |
| Clearwater | | online insurance quotes from many of | | standards. It may still be written but |
| Lowell | | the nations leading insurance | | usually at a surcharged premium. |
| Wichita | | companies. | | |
| Acworth | | | | Book Value: Refers to the value of |
| Bakersfield | | We offer quotes for auto insurance, | | assets as shown in the official |
| Columbia | | life insurance, homeowners | | accounting records of the company. |
| Monroe | | insurance, health insurance, term life | | |
| Pensacola | | insurance and more. | | Partial Loss: A loss covered by an |
| Des Moines | | | | insurance policy which does not |
| Aurora | | | | completely destroy or render |
| Hendersonville | | | | worthless the insured property. |
