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| Canton | | Make sure you have a new policy in | | Convention Values: Values assigned |
| San Bernardino | | place before you cancel your old one | | to insurers' assets in the convention |
| Bay City | | to avoid a lapse in coverage. This will | | blank. |
| Florence | | also prevent having to figure out the | | |
| Tempe | | amount of any unused premium that is | | Premium Notice: A form notice from |
| Racine | | due to you from your old insurance | | an insurer or agency to a policy |
| Fullerton | | company, or having to spar with your | | owner that a premium will be due on a |
| New Orleans | | agent about exactly when your policy | | given date. |
| Decatur | | was cancelled and how much they | | |
| Philadelphia | | owe you. | | Operating Expense: The expense of |
| Anderson | | | | an insurer other than commissions |
| Salt Lake City | | While some companies raise their | | and taxes. Called " and Insurance |
| Pasadena | | prices based on your actual age, | | Expense" in the convention statement |
| Goldsboro | | most companies increase the price of | | blank. |
| Jersey City | | their policies six months before your | | |
| Fort Lauderdale | | birthday. Its a term called Age | | Admitted Company: An insurance |
| Franklin | | Nearest in the industry, and that | | company authorized and licensed to |
| St. Joseph | | half-year price increase could really | | do business in a given state. |
| Orange | | add up over a 20-year term policy. As | | |
| Sacramento | | above, the quicker you purchase your | | War Risk Insurance: Insurance |
| Inglewood | | policy the better. | | covering damage caused by war. |
| Shreveport | | | | Most often written by Ocean Marine |
| Lansing | | If you decide to cancel your policy | | Insurance companies covering |
| Englewood | | (after acquiring new coverage) | | vessels. |
| Cape Coral | | outside of the 30-day period, you may | | |
| Jackson | | have to pay a fee or penalty. | | Indemnify: To restore the victim of a |
| Council Bluffs | | However, you may still save money | | loss to the same position as before |
| Palm Desert | | after paying the fee if your new policy | | the loss occurred. |
| Fort Smith | | affords you significant savings. So | | |
| Orlando | | while it is best to wait until your | | Independent Agent: An agent |
| Evansville | | receive your renewal notice, you CAN | | operating as an independent |
| Pensacola | | cancel your policy at any time. | | contractor under the independent |
| Savannah | | | | agency system. |
| Lowell | | Shopping around is the best way to | | |
| Evansville | | save money on your insurance. | | |
