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| Tacoma | | Individuals who have 30-year | | Notice To Company: Written notice to |
| Goldsboro | | mortgages might want to consider a | | an insurer of the occurrence of an |
| Littleton | | 30-year term to ensure that the house | | event which a claim is to be based. |
| Pompano Beach | | is protected throughout the period of | | |
| Biloxi | | the loan. | | Coding: A method of putting |
| Sunnyvale | | | | information into a numerical form for |
| Lowell | | At InsWeb, you can compare free | | statistical use. Most information on |
| Fremont | | online insurance quotes from many of | | policies is coded and then put into |
| Madison | | the nations leading insurance | | reports. |
| Rockford | | companies. | | |
| Muncie | | | | Gross Line: The total limit accepted |
| Fayetteville | | Everyone has different needs, and | | by an insurer on an individual risk, |
| Lancaster | | not one size fits all when it comes to | | including the amount to be reinsured. |
| Scottsdale | | term life insurance. While it may make | | |
| Eugene | | sense for people in their 30s and 40s | | Agent's License: A certificate of |
| White Plains | | to secure a 20-year term length, a | | authority from the state which permits |
| Little Rock | | 10-year term might be more | | the agent to conduct business. |
| Atlanta | | appropriate for someone nearing | | |
| Greenville | | retirement. | | Standard Industry Code (SIC): This is |
| Bradenton | | | | a coding system which assigns |
| Johnson City | | While some companies raise their | | separate codes for different types of |
| West Palm Beach | | prices based on your actual age, | | industries. |
| Huntington Beach | | most companies increase the price of | | |
| Madison | | their policies six months before your | | Accident: An unplanned event, |
| Thousand Oaks | | birthday. Its a term called Age | | unexpected and undesigned, which |
| Metairie | | Nearest in the industry, and that | | occurs suddenly and at a definite |
| Walnut Creek | | half-year price increase could really | | place. |
| Des Moines | | add up over a 20-year term policy. As | | |
| San Diego | | above, the quicker you purchase your | | Lapsed Policy: One which has been |
| Orange Park | | policy the better. | | allowed to expire because of |
| Carlsbad | | | | nonpayment of premiums. |
| Staten Island | | Life insurance, specifically Term Life, | | |
| Houma | | is arguably one of the best values in | | Losses Incurred: The total losses, |
| Duluth | | the entire financial services arena. | | whether paid or not, sustained by an |
| Naperville | | Where else can you go and get | | insurer during a given period, e.g., 12 |
| Boulder | | hundreds of thousands of dollars in | | months. |
| Pembroke Pines | | protection for literally pennies per | | |
| Marietta | | day? Rates for Term Life insurance | | |
| Detroit | | remain at all-time lows, and now is the | | |
| Boise | | time to lock in the best prices. | | |
