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| Kansas City | | People who are trying to quit | | Accident Year Experience: Measures |
| Rochester | | smoking, for example, might be best | | premiums and losses relating to |
| Honolulu | | suited purchasing a shorter term (and | | accidents which occurred during a |
| Jackson | | then replacing it with a longer term | | 12-month period. |
| Henderson | | policy when they qualify for | | |
| Midland | | non-tobacco prices). | | Standard Industry Code (SIC): This is |
| Corona | | | | a coding system which assigns |
| Hampton | | We offer quotes for auto insurance, | | separate codes for different types of |
| St. Paul | | life insurance, homeowners | | industries. |
| Thousand Oaks | | insurance, health insurance, term life | | |
| Biloxi | | insurance and more. | | Agency Contract (or Agreement): The |
| Baton Rouge | | | | document which establishes the legal |
| Ogden | | Why not take advantage of current | | relationship between an agent and an |
| Lake Worth | | low prices? Many auto insurance | | insurer. |
| Mesa | | consumers are becoming educated | | |
| Orlando | | on other companies, plans, and rates | | Broker of Record: A broker who has |
| Mountain View | | that are available to them; ones that | | been designated to handle certain |
| York | | could afford them significant savings | | insurance contracts for the |
| Roanoke | | on their auto insurance. | | policyholder. |