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| Brooklyn | | Shopping around is the best way to | | Admitted (or Allowed) Assets: Assets |
| Flushing | | save money on your insurance. | | whose values are permitted by state |
| Riverside | | | | law to be included in the annual |
| Sioux Falls | | The quickest and easiest way to | | statement of the insurer. |
| St. Joseph | | shop for new insurance is by | | |
| Charleston | | comparing rates at InsWebs online | | Endorsement: A written or printed form |
| Lakewood | | marketplace. If you do it the | | attached to the policy which alters |
| Raleigh | | old-fashioned way (by calling or | | provisions of the contract. |
| Oxnard | | visiting multiple agents or insurance | | |
| Eugene | | companies) it could take up a huge | | First Party Insurance: Insurance which |
| Overland Park | | chunk of your time, which no one | | applies to coverage for the insured's |
| Midland | | wants or needs. By completing | | own property or person. Contrast with |
| Cranston | | InsWebs online application, you will | | Third Party Insurance. |
| Ogden | | have rates to compare to your old | | |
| Newport Beach | | ones within minutes! | | Premium Notice: A form notice from |
| Bayside | | | | an insurer or agency to a policy |
| Mesquite | | Life insurance, specifically Term Life, | | owner that a premium will be due on a |
| Oxnard | | is arguably one of the best values in | | given date. |
| Williamsport | | the entire financial services arena. | | |
| Salt Lake City | | Where else can you go and get | | Standard Industry Code (SIC): This is |
| Sarasota | | hundreds of thousands of dollars in | | a coding system which assigns |
| Florissant | | protection for literally pennies per | | separate codes for different types of |
| Salem | | day? Rates for Term Life insurance | | industries. |
| Boca Raton | | remain at all-time lows, and now is the | | |
| Lowell | | time to lock in the best prices. | | Nonassignable: A policy that the |
| Venice | | | | owner cannot assign to a third party. |
| Tallahassee | | Individuals who have 30-year | | Most policies are nonassignable |
| Peoria | | mortgages might want to consider a | | unless approval is given by the |
| Melbourne | | 30-year term to ensure that the house | | insurer. |
| Lincoln | | is protected throughout the period of | | |
| Grand Prairie | | the loan. | | Depreciation: A decrease in the value |
| Ann Arbor | | | | of any type of tangible property over |
| Akron | | Everyone has different needs, and | | a period of time resulting from use, |
| Albany | | not one size fits all when it comes to | | wear and tear, or obsolescence. |
| Indianapolis | | term life insurance. While it may make | | |
| Huntington Beach | | sense for people in their 30s and 40s | | |
| Nashua | | to secure a 20-year term length, a | | |
| Gainesville | | 10-year term might be more | | |
| Oxnard | | appropriate for someone nearing | | |
| Cape Coral | | retirement. | | |
