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| Rochester | | The best time to switch policies is | | Deflation: An economic period |
| Denver | | within one month of receiving your | | characterized by falling prices, high |
| Green Bay | | policy renewal from your current | | unemployment and a generally |
| Santa Clara | | insurer. You can typically cancel your | | sluggish or slow economy. |
| Sumter | | policy without any fees or penalties if | | |
| San Francisco | | you act within this time period. | | Approved Roof: A term used in |
| Costa Mesa | | | | building construction. It indicates a |
| Pompano Beach | | People who are trying to quit | | roof made of fire-resistive materials, |
| Manchester | | smoking, for example, might be best | | such as tile or asphalt shingles. |
| Boynton Beach | | suited purchasing a shorter term (and | | |
| Scranton | | then replacing it with a longer term | | Short-Term Policy: A policy written for |
| Huntington | | policy when they qualify for | | a period of less time than is normal for |
| Alameda | | non-tobacco prices). | | that type of policy. |