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| Texarkana | | Individuals who have 30-year | | Insurance Policy: The printed form |
| Santa Monica | | mortgages might want to consider a | | which serves as the contract between |
| Melbourne | | 30-year term to ensure that the house | | an insurer and an insured. |
| Huntington | | is protected throughout the period of | | |
| Santa Barbara | | the loan. | | Underinsurance: A condition in which |
| Fort Wayne | | | | not enough insurance is carried to |
| Delray Beach | | The quickest and easiest way to | | cover the insurable value. |
| Sumter | | shop for new insurance is by | | |
| Fort Wayne | | comparing rates at InsWebs online | | Policy Period (or Term): The period |
| Venice | | marketplace. If you do it the | | during which the policy contract |
| Saginaw | | old-fashioned way (by calling or | | affords protection, e.g., six months or |
| Philadelphia | | visiting multiple agents or insurance | | one or three years. |
| Montgomery | | companies) it could take up a huge | | |
| Fall River | | chunk of your time, which no one | | Net Loss: The amount of loss |
| Albany | | wants or needs. By completing | | sustained by an insurer after giving |
| Cedar Rapids | | InsWebs online application, you will | | effect to all applicable reinsurance, |
| Philadelphia | | have rates to compare to your old | | salvage, and subrogation recoveries. |
| Fort Smith | | ones within minutes! | | |
| Hattiesburg | | | | Exclusion: A contractual provision that |
| Pembroke Pines | | Shopping around is the best way to | | denies coverage for certain perils, |
| San Diego | | save money on your insurance. | | persons, property, or locations. |
