| | | | |
|
| Tacoma | | People who are trying to quit | | Independent Contractor: One who |
| Atlanta | | smoking, for example, might be best | | agrees to perform according to a |
| Stamford | | suited purchasing a shorter term (and | | contract and who is not an employee. |
| Boynton Beach | | then replacing it with a longer term | | |
| Albuquerque | | policy when they qualify for | | Level Commission System: A system |
| Ocala | | non-tobacco prices). | | of commissions in which the first year |
| Hattiesburg | | | | and all renewal commissions are the |
| Asheville | | The best time to switch policies is | | same percentage of the premium. |
| Joliet | | within one month of receiving your | | |
| Council Bluffs | | policy renewal from your current | | Burning Ratio: The ratio of losses |
| Dearborn | | insurer. You can typically cancel your | | suffered to the amount of insurance in |
| Mobile | | policy without any fees or penalties if | | effect. |
| Cookeville | | you act within this time period. | | |
| Bloomington | | | | Underwriters Laboratories, Inc. (UL): A |
| Fort Lauderdale | | Make sure you have a new policy in | | testing laboratory for manufactured |
| Ventura | | place before you cancel your old one | | items to determine their safety |
| Bayside | | to avoid a lapse in coverage. This will | | propensities. |
| Muncie | | also prevent having to figure out the | | |
| Duluth | | amount of any unused premium that is | | Deflation: An economic period |
| Akron | | due to you from your old insurance | | characterized by falling prices, high |
| Hartford | | company, or having to spar with your | | unemployment and a generally |
| Newark | | agent about exactly when your policy | | sluggish or slow economy. |
| Lowell | | was cancelled and how much they | | |
| Warwick | | owe you. | | Valued: Relating to an agreement by |
| Anderson | | | | an insurer to pay a specified amount |
| Trenton | | Life insurance, specifically Term Life, | | of money to or on behalf of the |
| Fullerton | | is arguably one of the best values in | | insured upon occurrence of a defined |
| Bellevue | | the entire financial services arena. | | loss. |
| Olympia | | Where else can you go and get | | |
| Portsmouth | | hundreds of thousands of dollars in | | Minimum Premium: The smallest |
| Chula Vista | | protection for literally pennies per | | amount of premium for which an |
| Fort Collins | | day? Rates for Term Life insurance | | insurer will issue coverage under a |
| Aurora | | remain at all-time lows, and now is the | | given policy. |
| Dothan | | time to lock in the best prices. | | |
