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| New York | | Everyone has different needs, and | | Net Loss: The amount of loss |
| Salem | | not one size fits all when it comes to | | sustained by an insurer after giving |
| Fort Wayne | | term life insurance. While it may make | | effect to all applicable reinsurance, |
| Odessa | | sense for people in their 30s and 40s | | salvage, and subrogation recoveries. |
| Brooklyn | | to secure a 20-year term length, a | | |
| Long Island City | | 10-year term might be more | | We/Us/Our: These words are used to |
| Long Beach | | appropriate for someone nearing | | refer to the insurer in many of the |
| Bronx | | retirement. | | modernized/personalized policy |
| Jasper | | | | forms recently introduced. |
| Jonesboro | | While some companies raise their | | |
| West Palm Beach | | prices based on your actual age, | | Short-Term Policy: A policy written for |
| Mobile | | most companies increase the price of | | a period of less time than is normal for |
| Syracuse | | their policies six months before your | | that type of policy. |
| Costa Mesa | | birthday. Its a term called Age | | |
| Milwaukee | | Nearest in the industry, and that | | Adjustment Bureau: A firm organized |
| Jersey City | | half-year price increase could really | | to provide adjustment services to |
| Lawton | | add up over a 20-year term policy. As | | insurers not wishing to create their |
| Anaheim | | above, the quicker you purchase your | | own claims division. |
| Washington | | policy the better. | | |
| Naples | | | | Time Limits: The limits of time within |
| Anaheim | | Why not take advantage of current | | which notice of a claim and proof of a |
| Wilmington | | low prices? Many auto insurance | | loss must be submitted. |
| Englewood | | consumers are becoming educated | | |
| Indianapolis | | on other companies, plans, and rates | | Deflation: An economic period |
| Portsmouth | | that are available to them; ones that | | characterized by falling prices, high |
| Muskegon | | could afford them significant savings | | unemployment and a generally |
| Florence | | on their auto insurance. | | sluggish or slow economy. |
