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| Jackson | | The quickest and easiest way to | | Claim: A demand made by the |
| Abilene | | shop for new insurance is by | | insured, or the insured's beneficiary, |
| Longwood | | comparing rates at InsWebs online | | for payment of the benefits provided |
| Madison | | marketplace. If you do it the | | by the contract. |
| Longview | | old-fashioned way (by calling or | | |
| Silver Spring | | visiting multiple agents or insurance | | Partnership: A business enterprise |
| Richmond | | companies) it could take up a huge | | owned and operated by two or more |
| Mountain View | | chunk of your time, which no one | | persons for the purpose of generating |
| Beaumont | | wants or needs. By completing | | business income and profits. |
| Billings | | InsWebs online application, you will | | |
| Waco | | have rates to compare to your old | | Endorsement: A written or printed form |
| Lowell | | ones within minutes! | | attached to the policy which alters |
| Arlington | | | | provisions of the contract. |
| Evanston | | The best time to switch policies is | | |
| Washington | | within one month of receiving your | | Losses Incurred: The total losses, |
| Norwalk | | policy renewal from your current | | whether paid or not, sustained by an |
| Washington | | insurer. You can typically cancel your | | insurer during a given period, e.g., 12 |
| Minneapolis | | policy without any fees or penalties if | | months. |
| Santa Ana | | you act within this time period. | | |
| Mobile | | | | You/Your: These words are used to |
| Racine | | People who are trying to quit | | refer to the named insured in many of |
| Sunnyvale | | smoking, for example, might be best | | the modernized/personalized policy |
| Fort Smith | | suited purchasing a shorter term (and | | forms. |
| Littleton | | then replacing it with a longer term | | |
| Turlock | | policy when they qualify for | | Depreciation: A decrease in the value |
| Memphis | | non-tobacco prices). | | of any type of tangible property over |
| Anderson | | | | a period of time resulting from use, |
| Oakland | | At InsWeb, you can compare free | | wear and tear, or obsolescence. |
| Evanston | | online insurance quotes from many of | | |
| Bloomington | | the nations leading insurance | | Level Commission System: A system |
| Brooklyn | | companies. | | of commissions in which the first year |
| Greenville | | | | and all renewal commissions are the |
| Fresno | | Individuals who have 30-year | | same percentage of the premium. |
| Gulfport | | mortgages might want to consider a | | |
| Quincy | | 30-year term to ensure that the house | | |
| Orlando | | is protected throughout the period of | | |
| Eugene | | the loan. | | |
