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| Boca Raton | | Make sure you have a new policy in | | Insurance Examiner: The |
| Glendale | | place before you cancel your old one | | representative of a state insurance |
| Muskegon | | to avoid a lapse in coverage. This will | | department assigned to participate in |
| Cypress | | also prevent having to figure out the | | the official audit and examination of |
| Monroe | | amount of any unused premium that is | | an insurer. |
| Dothan | | due to you from your old insurance | | |
| Cookeville | | company, or having to spar with your | | Building Code: This refers to |
| Conroe | | agent about exactly when your policy | | municipal or other governmental |
| Allentown | | was cancelled and how much they | | ordinances regulating the type of |
| Melbourne | | owe you. | | construction of buildings within its |
| Florissant | | | | jurisdiction. |
| Clinton Township | | If you decide to cancel your policy | | |
| Biloxi | | (after acquiring new coverage) | | Independent Contractor: One who |
| Bakersfield | | outside of the 30-day period, you may | | agrees to perform according to a |
| Sterling Heights | | have to pay a fee or penalty. | | contract and who is not an employee. |
| Springfield | | However, you may still save money | | |
| Thousand Oaks | | after paying the fee if your new policy | | Policy Period (or Term): The period |
| Macon | | affords you significant savings. So | | during which the policy contract |
| Boston | | while it is best to wait until your | | affords protection, e.g., six months or |
| Santa Ana | | receive your renewal notice, you CAN | | one or three years. |
| Vero Beach | | cancel your policy at any time. | | |
| Grand Prairie | | | | Multi-Peril Policies: Policies which |
| Melbourne | | Life insurance, specifically Term Life, | | cover a number of perils, such as fire, |
| Abilene | | is arguably one of the best values in | | burglary, and liability, in a single |
| Johnson City | | the entire financial services arena. | | contract. |
| Littleton | | Where else can you go and get | | |
| Cookeville | | hundreds of thousands of dollars in | | Partnership: A business enterprise |
| Tallahassee | | protection for literally pennies per | | owned and operated by two or more |
| Reno | | day? Rates for Term Life insurance | | persons for the purpose of generating |
| Tallahassee | | remain at all-time lows, and now is the | | business income and profits. |
| Newport Beach | | time to lock in the best prices. | | |
| Orlando | | | | Commission of Authority: A document |
| Raleigh | | People who are trying to quit | | outlining the powers delegated to an |
| Tacoma | | smoking, for example, might be best | | agent by an insurer. |
| Ann Arbor | | suited purchasing a shorter term (and | | |
| Palm Harbor | | then replacing it with a longer term | | |
| Bradenton | | policy when they qualify for | | |
| Sioux Falls | | non-tobacco prices). | | |
