| | | | |
|
| Columbia | | Shopping around is the best way to | | Claim Expense: The expense of |
| Gainesville | | save money on your insurance. | | adjusting a claim, such as |
| Colorado Springs | | | | investigation and attorneys' fees. It |
| Newburgh | | If you have noticed that your auto | | does not include the cost of the claim |
| Myrtle Beach | | insurance rates are still increasing | | itself. |
| Green Bay | | with each renewal, or even have not | | |
| Plano | | gone down even though you have a | | Open Rating: A system whereby a |
| Plano | | great driving record, this lower pricing | | state allows an insurer to use rates |
| Boise | | trend makes it more important then | | without prior approval. |
| Woodbridge | | ever that you shop around for auto | | |
| Sioux City | | insurance. | | Valuation Clause: A clause stating the |
| Hemet | | | | value of items for insurance |
| Providence | | Individuals who have 30-year | | purposes, making it a valued policy. |
| Palm Harbor | | mortgages might want to consider a | | |
| Houston | | 30-year term to ensure that the house | | Burning Ratio: The ratio of losses |
| Warren | | is protected throughout the period of | | suffered to the amount of insurance in |
| Santa Barbara | | the loan. | | effect. |