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| Durham | | Make sure you have a new policy in | | Business: In Property, Liability, and |
| Ann Arbor | | place before you cancel your old one | | Health lines, it usually refers to the |
| Wilmington | | to avoid a lapse in coverage. This will | | volume of premiums. |
| Racine | | also prevent having to figure out the | | |
| Salem | | amount of any unused premium that is | | Brokerage Department: A department |
| Spartanburg | | due to you from your old insurance | | of an insurer whose purpose is to |
| Evansville | | company, or having to spar with your | | deal with brokers in the placing of |
| Chandler | | agent about exactly when your policy | | insurance. |
| Hartford | | was cancelled and how much they | | |
| Evansville | | owe you. | | Partial Loss: A loss covered by an |
| Savannah | | | | insurance policy which does not |
| Honolulu | | Why not take advantage of current | | completely destroy or render |
| Cleveland | | low prices? Many auto insurance | | worthless the insured property. |
| Florissant | | consumers are becoming educated | | |
| Inglewood | | on other companies, plans, and rates | | Claim Report: A report filed by an |
| Plano | | that are available to them; ones that | | agent setting forth the facts of a claim. |
| Mountain View | | could afford them significant savings | | Same as Loss Report. |
| Riverside | | on their auto insurance. | | |
| Scottsdale | | | | Director of Insurance: A title used in |
| Marietta | | At InsWeb, you can compare free | | some states for the head of the |
| Lima | | online insurance quotes from many of | | department of insurance. |
| Malden | | the nations leading insurance | | |
| Palo Alto | | companies. | | Nonadmitted Insurer: An insurer not |
| Lafayette | | | | licensed to do business in the |
| High Point | | The best time to switch policies is | | jurisdiction in question. Same as |
| Reno | | within one month of receiving your | | Unauthorized Insurer and Unlicensed |
| Memphis | | policy renewal from your current | | Insurer. |
| Stockbridge | | insurer. You can typically cancel your | | |
| Schaumburg | | policy without any fees or penalties if | | Underinsurance: A condition in which |
| Augusta | | you act within this time period. | | not enough insurance is carried to |
| Jackson | | | | cover the insurable value. |
| Akron | | Everyone has different needs, and | | |
| Fort Smith | | not one size fits all when it comes to | | Approved Roof: A term used in |
| Roanoke | | term life insurance. While it may make | | building construction. It indicates a |
| Livonia | | sense for people in their 30s and 40s | | roof made of fire-resistive materials, |
| Goldsboro | | to secure a 20-year term length, a | | such as tile or asphalt shingles. |
| Arlington | | 10-year term might be more | | |
| Palm Desert | | appropriate for someone nearing | | |
| Kansas City | | retirement. | | |
