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| Fort Worth | | The quickest and easiest way to | | Multi-Peril Policies: Policies which |
| Portsmouth | | shop for new insurance is by | | cover a number of perils, such as fire, |
| Montgomery | | comparing rates at InsWebs online | | burglary, and liability, in a single |
| Rochester | | marketplace. If you do it the | | contract. |
| Monroe | | old-fashioned way (by calling or | | |
| Rapid City | | visiting multiple agents or insurance | | Earned Income: The money |
| Duluth | | companies) it could take up a huge | | individuals earn as a result of working |
| Hartford | | chunk of your time, which no one | | at some job or occupation for which |
| Rockford | | wants or needs. By completing | | they are paid a salary. |
| Winter Haven | | InsWebs online application, you will | | |
| Wilmington | | have rates to compare to your old | | Incurred Expense: Expenses not yet |
| Texarkana | | ones within minutes! | | paid. Can also include paid |
| Longmont | | | | expenses in some accounting |
| Costa Mesa | | If you have noticed that your auto | | systems. |
| Springfield | | insurance rates are still increasing | | |
| Rochester | | with each renewal, or even have not | | Policy Period (or Term): The period |
| Warren | | gone down even though you have a | | during which the policy contract |
| Racine | | great driving record, this lower pricing | | affords protection, e.g., six months or |
| Dallas | | trend makes it more important then | | one or three years. |
| High Point | | ever that you shop around for auto | | |
| Portland | | insurance. | | War Risk Insurance: Insurance |
| Madison | | | | covering damage caused by war. |
| Johnson City | | At InsWeb, you can compare free | | Most often written by Ocean Marine |
| Clinton Township | | online insurance quotes from many of | | Insurance companies covering |
| Los Angeles | | the nations leading insurance | | vessels. |
| Waco | | companies. | | |
| Salt Lake City | | | | Commercial Lines: This term is used |
| Alpharetta | | If you decide to cancel your policy | | to refer to insurance for businesses, |
| Toms River | | (after acquiring new coverage) | | professionals, and commercial |
| Albuquerque | | outside of the 30-day period, you may | | establishments. |
| Bellevue | | have to pay a fee or penalty. | | |
| San Bernardino | | However, you may still save money | | Sherman Antitrust Act: An antitrust law |
| Fall River | | after paying the fee if your new policy | | from which insurance is exempted to |
| Ventura | | affords you significant savings. So | | the extent that it is regulated by state |
| Gainesville | | while it is best to wait until your | | law. |
| Louisville | | receive your renewal notice, you CAN | | |
| Abilene | | cancel your policy at any time. | | |