| | | | |
|
| Saginaw | | The quickest and easiest way to | | Authorized Insurer: An insurer |
| New Orleans | | shop for new insurance is by | | authorized by the state to transact |
| Fremont | | comparing rates at InsWebs online | | business in that state for specific |
| Montgomery | | marketplace. If you do it the | | types of insurance. |
| Buffalo | | old-fashioned way (by calling or | | |
| Huntington Beach | | visiting multiple agents or insurance | | Inspection: Independent checking on |
| Kalamazoo | | companies) it could take up a huge | | facts about an applicant, |
| Union | | chunk of your time, which no one | | policyholder, or claimant, usually by a |
| Lansing | | wants or needs. By completing | | commercial inspection agency. |
| Providence | | InsWebs online application, you will | | |
| Little Rock | | have rates to compare to your old | | Domestic Insurer (or Company): An |
| Ventura | | ones within minutes! | | insurer formed under the laws of the |
| Lincoln | | | | state in which the insurance is written. |
| Modesto | | If you have noticed that your auto | | |
| Turlock | | insurance rates are still increasing | | Brokerage Department: A department |
| Jackson | | with each renewal, or even have not | | of an insurer whose purpose is to |
| Duluth | | gone down even though you have a | | deal with brokers in the placing of |
| Los Angeles | | great driving record, this lower pricing | | insurance. |
| Augusta | | trend makes it more important then | | |
| Tyler | | ever that you shop around for auto | | Partnership: A business enterprise |
| Edmond | | insurance. | | owned and operated by two or more |
| Boston | | | | persons for the purpose of generating |
| Muncie | | People who are trying to quit | | business income and profits. |
| Portland | | smoking, for example, might be best | | |
| Flushing | | suited purchasing a shorter term (and | | Commingling: An illegal practice |
| Schaumburg | | then replacing it with a longer term | | which occurs when an agent mixes |
| Spokane | | policy when they qualify for | | personal funds with the insured's or |
| Chattanooga | | non-tobacco prices). | | insurer's funds. |
