| | | | |
|
| Warwick | | People who are trying to quit | | Book Value: Refers to the value of |
| Dothan | | smoking, for example, might be best | | assets as shown in the official |
| Topeka | | suited purchasing a shorter term (and | | accounting records of the company. |
| Springfield | | then replacing it with a longer term | | |
| Cherry Hill | | policy when they qualify for | | Endorsement: A written or printed form |
| Rochester | | non-tobacco prices). | | attached to the policy which alters |
| Washington | | | | provisions of the contract. |
| Houston | | Make sure you have a new policy in | | |
| Naples | | place before you cancel your old one | | Nonadmitted Insurer: An insurer not |
| Madison | | to avoid a lapse in coverage. This will | | licensed to do business in the |
| Acworth | | also prevent having to figure out the | | jurisdiction in question. Same as |
| Philadelphia | | amount of any unused premium that is | | Unauthorized Insurer and Unlicensed |
| Columbus | | due to you from your old insurance | | Insurer. |
| Burbank | | company, or having to spar with your | | |
| Santa Rosa | | agent about exactly when your policy | | Basic Rate: The manual rate from |
| Pompano Beach | | was cancelled and how much they | | which discounts are taken or to which |
| Midland | | owe you. | | charges are added to reflect the |
| Colorado Springs | | | | individual circumstances of a risk. |
| Asheville | | If you have noticed that your auto | | |
| Erie | | insurance rates are still increasing | | Foreign Insurer: An insurer domiciled |
| Canton | | with each renewal, or even have not | | in a state of the United States other |
| Spokane | | gone down even though you have a | | than the one in which the insured's |
| Raleigh | | great driving record, this lower pricing | | insurance is written. |
| Fort Worth | | trend makes it more important then | | |
| Clarksville | | ever that you shop around for auto | | Absolute Assignment: Assignment by |
| Lowell | | insurance. | | a policy owner of all control of and |
| St. Joseph | | | | rights in the policy to a third party. |
| Eugene | | Why not take advantage of current | | |
| Dallas | | low prices? Many auto insurance | | United States Aircraft Insurance |
| Tampa | | consumers are becoming educated | | Group: A group of insurers providing |
| Berkeley | | on other companies, plans, and rates | | facilities for all forms of Aviation |
| Anchorage | | that are available to them; ones that | | Insurance. |
| Santa Barbara | | could afford them significant savings | | |
| Sioux Falls | | on their auto insurance. | | Calendar Year Experience: This |
| Kansas City | | | | measures the premiums and losses |
| Harlingen | | | | entered on accounting records during |
| Clearwater | | | | the 12-month calendar. |
